What is it to change tradition with reverse thinking?

One of the skills of creative thinking is not playing cards according to the routine, seeking differences in the opposite direction and winning by surprise.

"Reverse" thinking is a kind of thinking in the opposite direction to habitual thinking or traditional thinking. Therefore, "reverse" thinking can also be regarded as "anti-tradition", "anti-habit" or "non-tradition" and "non-habit" thinking.

People's thinking is often associated with familiar things, and they often unconsciously think and analyze problems according to their own traditions and habits. Let's call this way of thinking traditional thinking or habitual thinking.

More than 90% of what we see in our daily life belongs to habitual thinking.

Traditional thinking or habitual thinking is not necessarily bad, because many people think and analyze problems according to tradition and habit, and often get correct conclusions.

However, when thinking about complex problems according to "habit" and "tradition", mistakes are frequent, while innovation is almost absent.

In the turning point and drastic change, traditional thinking or habitual thinking is more likely to make mistakes or even hit a wall. To turn, to change, to plan, you need to think backwards.

American psychologist James said that genius is a person who can understand things in an unaccustomed way. This statement is very philosophical.

There are at least two reasons for advocating reverse thinking: first, all kinds of situations and details of the original activity mode have been thought according to "tradition" and "habit", and if we want to make a breakthrough, we can only do the opposite, that is, "reverse" thinking; Second, traditional thinking or habitual thinking may contain some unreasonable and unscientific factors. In the long run, there may even be some kind of "danger", so we should advocate "reverse thinking"

A Jew walked into a bank in new york, came to the loan department and sat down grandly.

"What can I do for you, sir?" The loan manager asked, looking at people's clothes, luxurious suits, high-end leather shoes, expensive watches and tie clips.

"I want to borrow some money."

"Ok, how much do you want to borrow?"

"I borrowed 1 dollar."

"Only $65438 +0?"

"Yes, just borrow $ 1, ok?"

"Of course, as long as there is a guarantee, there is no defense."

"Well, are these guarantees ok?"

Jews said, take out a bunch of stocks, national debt, etc. Take it out of the luxurious leather bag and put it on the manager's desk.

"A total of * * * 500,000 yuan, is it enough?"

"Of course, of course! However, do you really only need to borrow $65,438 +0? "

"yes." As he spoke, the Jews received 1 dollar.

"The annual interest rate is 6%. As long as you pay 6% interest and return it one year later, we can return these shares to you. "

Thank you.

When the Jews had finished speaking, they were ready to leave the bank.

The branch manager, who has been looking on coldly, can't figure out why a person with $500,000 would come to the bank to borrow 1 dollar. He chased him in a panic and said to the Jews:

"Ah, this gentleman!"

What can I do for you?

"I really don't know, you have $500,000, why only borrow 1 dollar? If you want to borrow $300,000 or $400,000, we will be very happy. "

"Please don't worry about me, but before I came to your bank, I asked several vaults, and the rent of their safes was very expensive. So, I want to deposit these stocks in your bank. The rent is as cheap as 6 cents a year. "

This is a joke, a joke about smart people that only smart people can think of. Such a smart person can't learn, because he is not only smart in calculation, but also smart in thinking.

According to common sense, valuables should be kept in the safe of the vault. For many people, this is the only choice. However, Jewish businessmen are not limited by common sense and find another way; Try to lock the securities in the safe. From the perspective of reliability and insurance, there is really not much difference between the two, except for the different fees, which is the so-called "reverse thinking" used in the thinking mode of Jewish businessmen.

Usually people mortgage for borrowing money, and they always want to get as many loans as possible with as little mortgage as possible. In order to ensure the security or profitability of loans, banks will never let the loan amount approach the actual value of collateral. Therefore, there is generally only the upper limit of the loan amount, and the lower limit is not required at all, because this is a problem that the borrower will manage well.

However, it is the details that the bank "entrusted" the borrower to manage himself that inspired the Jewish businessman's "reverse thinking": the Jewish businessman borrowed money as collateral, and the interest on the loan was the "storage fee" he had to pay. Since there is no lower limit for borrowing, Jewish businessmen can only borrow 1 USD, thus reducing the "storage fee" to the level of "6 cents".

As a result, the bank 1 US dollar loan is almost unprofitable, and the collateral storage fee obtained by interest or confiscation of collateral is only 6 cents. This is purely the voluntary service of Jewish businessmen, and it is a great responsibility.

Reverse thinking in business is to overcome the idea of flow direction, follow the reality of market demand, not play cards according to the routine, seek differences in the opposite direction and win by surprise.