Many people don't understand: money is not easy to make during the epidemic, why do houses sell so well?

Money is not easy to make during the epidemic.

Why is the house selling so well?

because ........

0 1

Under the epidemic, the whole world is printing money crazily. In just two months, the United States has printed more than 2 trillion US dollars, and Russia is also preparing to sell 2.53 trillion bonds, and China's M2 growth rate has returned to double digits. The printed currency will not disappear out of thin air, and flooding will lead to a decline in the purchasing power of the RMB.

02

At present, COVID-19 is still raging all over the world, with the cumulative number of confirmed cases exceeding 2 million in the United States and 654.38+million in many European countries. However, China basically resumed work and the economy gradually returned to normal. At present, China has become a safe haven for global assets, and a large number of foreign investors are buying China's core assets, and real estate is undoubtedly one of them. US stocks 10 blew four times a day, and A shares were also riding a roller coaster, witnessing history every day. Gold fell, crude oil plummeted, and BOC crude oil treasure customers who intend to bargain-hunting suffered heavy losses, and individual users were in debt of hundreds of millions. Buying real estate has become one of the few ways to preserve the value of assets with low risk and stable income under the epidemic.

03

SARS in 2003 and the global financial crisis in 2008, every time the property market was suspended, house prices rose sharply. The sudden attack of the epidemic is actually an excellent opportunity to overtake in the corner. Short-term adjustment is for better development.

04

Since the outbreak of the epidemic, the central and local governments have issued different degrees of loosening policies. Many places and banks have reduced the down payment ratio. Guangzhou, Dongguan, Hangzhou and Nanjing have introduced policies to relax the conditions for settlement. There is no doubt that the market will rebound as the economy gradually returns to normal. Now is the best opportunity to buy a house in the past three years.

The epidemic situation has gradually improved, and it is foreseeable that the window period of the property market under multiple benefits will not last long.

In the current environment:

Some people are buying houses to make money, while others are watching. Without comparison, there will be no harm. Look at the gap between you and others!

-to you who have the intention to buy a house, but have not started yet.

Is it still too late to buy a house? What the hell were you thinking?

Why buy a house?

If you put your money in the bank, if you don't buy a house, your money will be lent to others by the bank. Then you live in a house bought by others with your money, you still charge your rent, and you also use the money you paid to pay the mortgage. I also bought a house with your money, married the goddess in your eyes, and invited you when I got married. I also let you send a red envelope to bless you, which made you panic.

Mr. Zhang and Mr. Li are good brothers who grew up together. 10 years ago, both of them earned 500,000 yuan. Mr. Zhang bought a house with this 500 thousand, and then rented it out, which can probably collect 40 thousand a year. Ten years later, the value of the house is 5.3 million plus the rental income of 400,000, and the income of a * * * is 5.7 million!

And Mr. Li, if he deposits 500,000 yuan in the bank, he will probably get 6.5438+0.3 million yuan at the regular annual interest rate of 2.75%. Ten years later, the principal plus ten years of interest earned 630 thousand! This story tells us that different starting points, different choices and different results! Now is the opportunity, depending on whether you contact or not.

/Buying a house is not a real house slave/

The saying that "buying a house and being a house slave for life" is an alarmist lie. Those who oppose "poetry and distance" to buy a house are basically grandstanding. Think about what Haizi said. The premise of "facing the sea and blooming in spring" is: I have a house!

Perhaps, if you bite your bullet and make a down payment to buy a house, you have to pay the monthly payment, rent or even the down payment for borrowing. Life must be very tight. But is this a real house slave? Don't! Buying a house is investing in yourself!

/Renting a house is the real house slave/

I believe most people feel the same way. The rental cost basically accounts for 30% of the income, and the rent is easy to rise, hundreds!

Actually, the rent is not necessarily much less than the mortgage. Buying a house costs 4000 yuan a month, and renting the same house costs 3000+, but even if people pay off their mortgage in 30 years, they still have a house. You paid the rent for 20 or 30 years, worked hard to save money, and finally just: help the landlord pay the remaining mortgage!

/Why do people who just need to buy a house need to buy a house? /

Friends who have rented a house must have a deep understanding of this sentence. Every time I rent a house, I always feel reluctant to decorate and put too much emotion into it. Because the house is not ours, and the house is not really yours. Your control of the residence depends on the landlord, not yourself. No matter how high-end office buildings you go in and out every day, how high-level dignitaries you associate with, and when you get home, the landlord asks you to move, you dare not put it off until the next day.

People in China always move to another place. If they keep changing houses and moving, they will have no sense of belonging, and they will always have a feeling of drifting and will never settle down. Coupled with the current policy factors, no house can not be settled, no children can not go to school, no college entrance examination, the house has become the basis for all extensions.

/The input-output ratio of work is higher than that of not buying a house/

This factor is very sensitive, but it is true. There is a very popular joke on the Internet. I don't know if it's true or not, but it's really possible in reality, and the probability is very high:

"Ten years ago, I sold my 300,000 house, rented a house and worked hard to start a business. Ten years later, I earned more than 3 million, just enough to buy the house I originally sold. "

This is why so many people prefer to invest in real estate, and there are so many hereditary landlords. Even if we realize more self-worth, we don't agree with this way of life, but we have to admit that they live more easily than we do. What did you say?/Sorry?

Therefore, a house is not a necessity for love and marriage, and a responsible partner will want to give his family a stable and reliable residence, which can help his lover and family shelter from the wind and rain. The house is too important.