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Is there any good way to borrow money?
There is no good way to borrow money. As a social person, the exchange of money is inevitable in the process of interacting with people. There are not many good ways to borrow money. Let me look at the information about the good ways to borrow money from you.
There is no good way to borrow money. Method 1: Deal with a man as he deals with you.
Many people are forgetful in life, especially friends who borrow money are more likely to suffer from this forgetfulness. It is obvious that they borrowed your money, but they seem to have completely forgotten such a thing. He will always forget if you don't tell him.
For some forgetful debtors, you can't use Huang Shiren's begging method to deal with these former "Yang Bailao". In this way, when you are sad, you will inevitably worry.
Actually, it's not necessary As the saying goes, "Deal with a man as he deals with you". Make up a good reason, sweet talk, and let the debtor go shopping for nothing. When you see something you like, ask him/her for money directly. You can borrow as much as he/she owes you, preferably with interest.
In this way, you don't have to pay back the money. Just tell him that you haven't paid back the money you received from me before, and now it directly offsets each other. He can't say anything more. After all, he borrowed money first and didn't pay it back.
Method 2: Equivalent Exchange
In life, many people who borrow money will "pretend to be confused". Obviously, they borrowed your money, but they just didn't mention it. Lending money to him/her is like beating a dog to eat steamed stuffed bun-there is no return.
These "playing dumb" people have long been wary of your trick of asking for money, so the general debt collection method really can't get the money back. But it doesn't matter, learning "equivalent exchange" will make him/her hard to prevent.
Method 3: Find a very familiar person and ask you for money.
Find someone who knows the debtor well. Of course, this person must be someone you are familiar with. Then, complain about your current financial difficulties and list the debtors who take up your money, so that the other party can stand up and tell the debtors what you can't say for you.
This method can also be used interchangeably, and it can also play the same role by directly expressing it to the debtor. However, this trick requires some acting skills, and it must not be discovered that you are referring to mulberry abuse, otherwise it will be self-defeating.
Method 4: resort to law
Dealing with those "stumbling" debtors may be ineffective even if you do your best. Then you can only use the last resort-resort to law.
Recourse to the law is our last resort. If there is really no other way, no one will use this method. On the one hand, using this method means the complete end of your friendship, and this method is also very troublesome.
Because if you want to resort to law and solve problems by legal means, you must have evidence, such as IOUs. Without evidence, the appeal can't be won, and you may be bitten back.
Here, I want to remind everyone that if someone borrows money from you, you must take good care of these things, because these things are very useful at the last minute, and don't lend them money directly because of good relations.
Concluding remarks
Good friends come to you to borrow money, and people who can't be merciful are likely to lend money to each other, but we don't want to "borrow money without paying it back" when reminding everyone to write an iou and agree on the repayment date, so we must be prepared.
Is there any good way to borrow money? 2 1, which is not selling well, says how hard your life has been recently.
Everyone will be sympathetic, even the thick-skinned people will be embarrassed to continue to pay back the money when they encounter difficulties. Therefore, poor sales are one of the best ways to refund money.
This is how my friend got the money back. At that time, others owed him more than 40 thousand. People who owe him money still send photos of friends' circle trips every day, but they never return them.
Every time I ask a man for money, he always says he will pay you back if he has money, but he has always had money to travel, but he has never had money to pay it back.
So my friend thought of a way to sell it in the circle of friends every day, saying that he had no money to eat, and he couldn't even pay the rent. He posted every day that he had no money. In this way, for two weeks in a row, the man finally came to pay back the money himself.
Therefore, when we have been selling badly, smart people naturally know what this means. Because the circle of friends on both sides is crossed, people who owe money are embarrassed to delay any longer, so that we can get the money back.
2, beat about the bush, or find a friend to play double reed to remind the other party to pay back the money.
The way many people don't pay back the money is to pretend that they don't remember the money they owe others and pretend that they take it for granted. In view of this, we can only remind him to pay back the money by innuendo.
There are also many jokes on the internet that suggest paying back the money. For example, "Do you think the moon today looks like the ten dollars you owe me?" "You see, the hero in this book owes ten dollars to others today." These are humorous ways to insinuate that others pay back the money.
When we constantly beat about the bush, or even ask a friend to play the double reed to remind the other party to pay back the money, even if the other party pretends not to remember again, it will not continue, because we have clearly reminded him that if we pretend not to remember again, it will appear that he is dishonest, so that we can ask him for money in a justified way.
So if someone owes you money, you should always beat about the bush so that the other person can't pretend to forget and pay you back consciously.
Let him pay back the money directly. If he doesn't pay back, just take out the loan and call the police.
The first two methods can be said to be mild. The first method is mainly aimed at people who are still gentle in heart, who are not tolerant of other people's sufferings and feel guilty. The second method is mainly aimed at those who pretend to forget the money they owe. The third method applies to all objects.
Money borrowed from others should be returned to you, which is protected by law. If the other party really insists on not paying back the money, then we don't have to pay attention to the feelings of our friends. We should make him pay back the money.
If he doesn't pay us back, just take out the receipt and call the police. Only in this way can we safeguard our legitimate interests and urge her to pay us back.
Otherwise, if we just look at our friend's feelings and let him delay, our interests will be damaged. So if you really can't get the money back on your own, you'd better call the police directly and rely on the police to help us recover the loan.
The author's summary:
Everyone has their own tips for collecting money. The three methods I share today are mainly to provide you with some ideas and methods.
We can pretend to be poor in the circle of friends, so that people who owe us money will definitely feel uneasy when they see it, especially if their circle of friends overlaps, and they will definitely feel uneasy and choose to return the money to you;
When the other party forgets or pretends to forget the loan, we can take a roundabout way to make the other party stop avoiding it and take the initiative to pay back the money;
The most important thing is that each of us has legitimate rights and interests. When we can't recover the money ourselves, we have to hand it over to the police to protect our rights and interests through legal means.
There is no good way to borrow money. Wang Lu, a high school classmate, had an unpleasant experience of borrowing money several years ago. Less than half a year after she joined the new company, a colleague borrowed money from her. Although we work together every day, we don't really know each other. In order to protect the face of both parties, she lent the other party 5,000 yuan and promised to pay back the salary next month, but she stood me up. Two months later, Wang Lu wanted to change her mobile phone. She felt that the other party should give it to her anyway, so she offered to ask for it. Unexpectedly, the other party said angrily, "You don't even have the money to buy a mobile phone?" This is Wang Lu's stupid words.
You can't just throw away the money you have worked so hard to save. Later, she also tried to compete with each other for various reasons, so she asked for all the money back in installments of 500, 1,000 and 2,000. Only then did she know that she was not the first creditor of her colleagues.
After the experience of borrowing money, Wang Lu concluded with us: "If you don't have that relationship, don't borrow it. If you don't borrow it, you will only hurt your face once. If you borrow it, you may have to hurt your face ten times and your face a hundred times to get your money back. "
I also heard a boy's opinion about borrowing money. He said, "My friend asks for money, but whatever I can do will help me. However, since it is a loan, there must be a time limit. It's good for everyone to pay back the deadline. If I don't pay it back within the time limit, I don't want the money for any reason, but this person won't borrow money from me for the second time. " I don't know if he is as determined as he said in real life, but as far as I know, he still has many buddies.
Another thing happened to our colleagues recently. He is also full of anger. I lent a friend 20 thousand yuan a year ago. Recently, my friend lost contact with his mobile phone, WeChat and qq, and he disappeared.
He told us that his friends had known him for several years, and he met him in a training class under construction. It's easy to talk, because in the same industry, he keeps in touch and occasionally asks out for a drink. A year ago, that friend said that he was in urgent need of money, and all the money was tied up in the stock market and could not be taken out at the moment. Asking him for a turnover of 20 thousand, he lent it to the other party out of friendship. There is no sound, and now it is like this. He can't find a third person to know except the straight-line contact between the two. I don't want to take any legal route for the time being, but I still hope that my friends can contact him actively in the future.
This thing has really become "if you don't borrow, you will lose your friends;" Borrowed, lost not only friends, but also your money. "
In another case, the amount of money lent is not very large (for example, 500 yuan), and I am a little reluctant to refuse it, which may just be forgotten by the other party. At this time, you can send a cute expression to the other party on WeChat, and then send a sentence "Is my expression worth 500 yuan?" If the other party really forgot, maybe this reminder wouldn't be so embarrassing.
Isn't there any good way to "collect debts" by borrowing money? Or is there a better way to refuse?
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