Safe handwritten newspaper to prevent pension fraud

In recent years, some lawless elements seize the characteristics of the elderly, such as lack of network knowledge and poor recognition ability, and use various means such as health training, product promotion and on-site escort to set traps and induce consumption, causing economic losses and mental pain to the elderly.

Pension fraud is an illegal and criminal act against the elderly, which infringes on the legitimate rights and interests of the elderly in the name of providing pension services, investing in pension projects, selling pension products, applying for housing for the elderly, handling pension insurance and providing pension assistance.

Old people's anxiety leads to family anxiety, and family anxiety leads to social anxiety. Old people's business, no matter how small, is also a big deal. In order to protect the people's "pension money", enhance the elderly's anti-fraud awareness, and not give criminals an opportunity, the Provincial Civil Affairs Department has produced the "Guide to Preventing Pension Fraud" to remind the elderly, their families and the whole society to build a security line to prevent pension fraud, safeguard the legitimate rights and interests of the elderly, and let the elderly enjoy a happy old age.

Come and see these common types of pension fraud and improve your awareness of prevention!

Main fraud types:

1. Providing false pension services

Criminals use home-based care for the elderly, institutional custody, providing beds for the elderly and other forms to trick the elderly into signing contracts, paying membership fees, buying beds for the elderly, and illegally occupying their money.

2. Investing in false pension projects

The main performance is to lure the elderly by investing in pension insurance projects, investing in nursing homes, buying apartments for the elderly, taking shares in health bases, regular after-sales rebates, and high dividends. And illegal fund-raising.

3. Selling false pension products

Through free sightseeing, emotional escort, false propaganda, etc. Criminals trick the elderly into buying health care products or fake and inferior products by means of commodity repurchase, consignment, consumption rebate, conference marketing and health lectures.

4. lied about providing housing for the elderly

In the name of "housing for the aged" and "reverse mortgage", the elderly may get some income in the early stage, and then the swindlers abscond with the money, and the elderly often run out of housing and money.

5. False agency endowment insurance

Mainly manifested in exaggerating the benefits of insurance projects, concealing the specific requirements and processes of insurance claims, setting traps, inducing consumption and so on. Pretending to be the staff of banks and insurance institutions, collecting agency fees for the elderly in the name of "early retirement" and "endowment insurance".

6. Make false old-age assistance.

After gaining the trust of the elderly in the form of free medical care, charitable donations, voluntary services, and organizing cultural activities, they deceive the elderly in various forms.

Common forms of fraud:

1. "Prepaid" scam

Some problem pension institutions use prepaid cards, VIP cards, membership cards and other forms to induce the elderly to pay first, then move in, recharge in advance, and pay in advance, promising high-standard services and high-profit return on investment. This kind of pension mode with high advance and high return on investment is quite risky.

2. "Health products" scam

"Health products" fraud is often aimed at the elderly's desire for health. In the early stage, they learned about the needs and physical health of the elderly in various ways. After winning the trust of the elderly by giving small gifts such as rice, noodles and eggs, they began to recommend products, exaggerating the efficacy of "health care products" under the guise of getting rid of illness and strengthening the body, and the remedies had miraculous effects, prompting the elderly to buy health care products to commit fraud.

3. "Investment and financial management" scam

Attract the eyes of the elderly by giving small gifts. Then, make up high-end investment projects and false documents by means of promotion meetings and knowledge lectures, and use the characteristics of information occlusion of the elderly to defraud trust, then lure the elderly to invest with high interest, high return and low risk, and even lure them to increase investment or attract people to invest, illegally raise funds, and finally abscond with money.

4. "low-cost tour" scam

Take advantage of the enthusiasm and frugal habits of the elderly to go out to play, organize tourism activities at unreasonable low prices or even free of charge, attract the elderly to participate in group tours, and then arrange various shopping links during the tourism process to sell goods to the elderly at a price far higher than the market price for profit.

5. "Winning" scam

Fraud is mainly carried out through information or mass mail. Criminals use pseudo base stations or internet software to send false winning information or emails. Once the old man contacts the winning prize, the criminals ask the old man to remit money in various names, such as personal income tax, notary fees, transfer fees, late fees, liquidated damages, etc., and commit fraud.

6. "warmth" scam

Mainly aimed at single elderly people, we take advantage of their loneliness and longing for love, give them "care" and "care", cultivate their feelings, gain trust, ask for money by fabricating various reasons, and finally abscond with the money to complete the fraud.

7.？ Pretending to be a public security fraud

Fraudsters forge relevant documents, pretend to be public security, procuratorate, court and other staff, forge "red-headed documents" and court "summons", and take advantage of the low legal awareness and panic of the elderly, claiming that they must pay a deposit to prove their innocence in order to cheat money.