Can the account management fee 10 yuan of CCB be cancelled?

The account management fee of CCB 10 yuan can be cancelled.

Generally speaking, the annual bank card fee of CCB is 10 yuan, and the account management fee is 12 yuan. According to the requirements of China Construction Bank, customers can cancel the annual fee and small management fee. Under normal circumstances, the annual fee of the first card of the customer in CCB will be automatically reduced by the bank, and the customer does not need to go to the bank outlet to cancel. However, if the customer has more than one bank card, only one card can be reduced, and the other cards cannot be reduced. Customers can choose to replace the card that cancels the annual fee at the bank outlet. If customers want to cancel the management fee, they can bring their ID cards to an offline business outlet of CCB and apply at the counter. Similarly, only one bank card can be exempted from account management fee.

The small management fee of China Construction Bank is the account management fee charged for the current deposit account with the daily average deposit balance lower than RMB in 300 yuan. When the funds in the customer's account are higher than the current deposit amount stipulated by the bank, no handling fee will be charged. According to the regulations of CCB, CCB will automatically deduct the management fee of 3 yuan small account from customers' accounts on 2 1 at the end of each quarter.

The new trend of bank card charging;

Bank of China125 announced that the annual fee of personal debit card (including the annual fee owed in previous years) and the management fee of RMB personal small current deposit account will be cancelled from February 25, 2022. This fee reduction measure of BOC is the first in the industry, aiming at reducing the economic burden of retail customers and small and micro enterprises. This is a signal of bank card charging reform in China.

The Guiding Opinions on Standardizing the Supervision and Price Management of Banking Service Market issued by China Banking Regulatory Commission came into effect on May 1 2022, encouraging banks to moderately reduce the fees for service items such as account management and maintenance, low frequency and low input, and increase the efforts to reduce fees and make profits for ordinary retail users and small and micro enterprises. According to the Guiding Opinions and the current policies of Bank of China, the majority of bank customers can expect major banks to cancel the annual fee for personal debit cards and the management fee for RMB personal small current deposit accounts.