A new idea for retirement care, is housing for retirement reliable?

The new idea of ????retirement care, housing for retirement has become a hot topic. In fact, housing for retirement is more reliable than you think.

Housing for the elderly is a new way of providing for the elderly. The elderly mortgage their houses to obtain a sum of funds and use the funds to provide for their retirement. After the elderly pass away, the bank or insurance company will take back the house. Right to use, which ensures that the elderly have sufficient funds for retirement, and also solves the problem of the remaining value of the house after people die. However, there are still many problems with housing for elderly care. For example, the legal provisions are not enough, there are still some problems that have not been solved, or there are many frauds committed in the name of housing for elderly care. These are all problems that need to be solved. 1. What are the benefits of housing for retirement?

Housing for retirement is also called a reverse mortgage or a reverse housing mortgage. It is somewhat similar to a bank or insurance company that buys the equity of an elderly person's house in the form of monthly installments. The advantage of this is that the elderly have less worries, which is good for extending their lifespan. It also changes the consumption concepts of the elderly, which can expand consumption, improve the quality of life of the elderly, and increase their self-confidence. It can also protect vulnerable groups and contribute to social stability. It is also helpful for anti-corruption. The popular 59-year-old phenomenon in official circles is due to lack of confidence in their future life. Some officials choose to collect bribes when they are approaching retirement to ensure their quality of life after retirement. The implementation of housing for retirement can also effectively reduce this situation. 2. What are the difficulties in using a house to provide for retirement?

Today’s legal policies are not yet mature, and there are many difficulties in using housing to support the elderly. Housing for elderly care involves many industry sectors such as real estate, finance, social security, and insurance, and many government departments such as the Civil Affairs Bureau, Housing Management Bureau, and Human Resources and Social Security Bureau are also involved. So management and enforcement becomes an issue and a challenge if it is to be enforced fairly and equitably. Also, if the person who bought the house dies before the person who sold the house, how to deal with it are all issues that need to be considered and improved. There are also many scams. They use housing as an excuse to deceive the trust of the elderly, mortgage the house to a third party, and finally run away with the money. In this way, the elderly will become the target of debt collection.

The method of housing for retirement is actually very reliable and has many benefits, but there are also many problems that need to be faced. How does the state protect the rights and interests of the elderly and prevent them from being deceived? There are still many things faced in this process. It has to be said that housing for retirement can not only relieve the pressure on the national pension fund, but also relieve the pressure on young people to support the elderly. The elderly can also become more confident and willing to consume because of this, which is also helpful for improving their quality of life. helpful. Converting a house that was originally used as an inheritance into funds in advance can be used to treat illnesses, improve life, and reduce the pressure to support children. In fact, there are many benefits.