What is the use of a child's bank card?

Bank of Communications and Industrial and Commercial Bank of China have special baby bank cards. /kloc-Children under 0/6 can apply for debit cards at China Industrial and Commercial Bank, China Agricultural Bank, China Construction Bank, China Bank, Bank of Communications, Shanghai Pudong Development Bank, Industrial Bank and China Merchants Bank.

Bank of Communications: Pacific Children's Debit Card is a UnionPay standard RMB personal debit card issued by Bank of Communications for minors under the age of 16. It has basic functions such as deposit and withdrawal, transfer and consumption. /kloc-minors under 0/6 who apply for debit cards can only apply for children's cards, not ordinary personal debit cards.

Industrial and Commercial Bank of China: The baby growth card takes the family as the unit, and adopts the card combination form of "baby card+father love card+mother love card", in which the baby card is a UnionPay standard "chip+magnetic stripe" dual-media smart card. The baby growth card is designed with the cartoon image of the zodiac.

China citizens under the age of 16 who live in China should be represented by their guardians to open debit cards, and show their valid ID cards, household registration books and other guardianship certificates.

Debit card applicants without or with limited capacity for civil conduct shall be handled by legal representatives or personnel designated by the people's courts and relevant departments according to law. Consumers can go to the relevant bank outlets to consult specific matters.