Is there a slogan of overdraft consumption?

I don't think the answer to this question can be generalized. We should think carefully and analyze the specific situation. In other words, when there is no money, sometimes we should overdraw consumption, and sometimes we can't overdraw consumption. This requires us to have a good grasp.

Let's talk about under what circumstances we can overdraw consumption. First of all, it is certain that overdraft consumption has a certain positive effect. Through certain overdraft consumption, we can increase the appropriate pressure, and then stimulate us to generate motivation and create more wealth. For example, the money we spent this month has exceeded our salary last month. In my opinion, this will stimulate us to work harder this month to earn more money and fill the economic deficit last month. Of course, what I'm talking about here is beyond my salary, not beyond my financial ability. As long as it is within my ability, overdraft consumption is ok.

Let's talk about when we can't overdraw. But when you are already under financial pressure, I don't think you should make overdraft consumption without money. Because in this case, it is likely that you will do the opposite because of too much pressure, and in the end you will only lose more than you gain. This will not only not increase your motivation, but will also dampen your motivation.

To sum up, the question of whether there is no money to overdraw consumption cannot be generalized, and the most accurate decision needs to be made in combination with one's own economic situation. In my opinion, overdraft consumption that does not exceed one's economic ability is ok.