What can the credit card consumption points of China Construction Bank do?

In order to give back to the Longka credit card holders of China Construction Bank, China Construction Bank launched the "Longka Credit Card Points Plan" to the majority of Longka credit card holders. The activity rules are as follows: 1. Eligible cardholders can earn points according to the application scope and calculation method of credit card points of China Construction Bank, and can redeem corresponding physical gifts, air miles and services. According to the regulations of China Construction Bank. Credit card customers have the right to cancel their qualification to participate in points activities under any of the following circumstances: the credit card held by China Construction Bank is stopped or restricted, cancelled by themselves, or violates the China Construction Bank Longka Credit Card Collection Agreement, the China Construction Bank Longka Credit Card Charter, or the rules of this activity and other relevant regulations. If the above situation disappears, with the consent of China Construction Bank, you can continue to participate in this activity and recover the accumulated consumption points as appropriate. Two. Points Accumulation Rules Cardholders can accumulate points by swiping their cards with China Construction Bank's credit card in hotels, restaurants, entertainment, department stores and other retail stores, as well as by mail order and installment payment for the entered goods through China Construction Bank's credit card center. However, the following items are not included in the points: revolving credit interest, annual fee, late payment fee, installment fee and other expenses, cash withdrawal, repayment of Longka credit card; Related expenses withheld and remitted; Merchant consumption in non-profit industries such as real estate, automobile, wholesale, hospitals, schools, etc., as well as financial and government payment transactions (such as insurance, investment, tax payment, fines, etc.); Other transaction types designated by China Construction Bank. China Construction Bank has the right to deduct the cardholder's points for the transactions that should not be given points due to the merchants' failure to install the bank card acceptance machine as required. China Construction Bank will not be responsible for the accumulated points affected by the incorrect setting of merchant categories by the acquiring institution or merchants. Third, the calculation method of points Credit card points include basic points and reward points. The basic points are as follows: customers spend 65,438 yuan with Longka credit card +0 yuan products 1 minute (6 points with Shanghai Volkswagen Longka, 65,438 yuan+0,000 yuan); For every US$ 65,438+0 spent, 65,438+00 points will be accumulated before April 65,438+06, 2065,438+06 (6 points will be accumulated with Shanghai Volkswagen Dragon Card), and 7 points will be accumulated from April 65,438+06, 2065,438+06 (with Shanghai Volkswagen Dragon Card) China Construction Bank reserves the right to adjust the rules of integral accumulation, including but not limited to the integral calculation method and accumulation ratio. Installment consumption is accumulated according to the monthly installment principal amount, which is RMB 1 yuan 1 minute, and accumulated monthly. After the application for installment of consumption is successful, China Construction Bank will deduct the points originally obtained through this transaction, and return the corresponding points when each installment is credited to the installment principal. The calculation date is the bank bookkeeping date of this consumption. Reward points are extra points calculated by China Construction Bank to encourage customers to make specific consumption, use cards or use related products and meet the reward conditions. Reward points are calculated and used according to the terms of activities published by China Construction Bank. The points of the customer's main card and the auxiliary card are combined and calculated, and the points of the auxiliary card are accumulated to the main card. If the goods or services purchased by credit card are returned for any reason, or the money is returned due to the purchase order dispute, or the money is returned for other reasons, China Construction Bank will deduct the points originally obtained through this transaction (the points obtained from the original foreign currency consumption will be deducted according to the exchange rate on the return bookkeeping date). 4. The points are valid throughout the year within the validity period of the card (except for Shanghai Volkswagen Dragon Card and special provisions), and the points can continue to be redeemed cumulatively after the cardholder renews the card. V. Points Inquiry Customers can inquire about the points balance in the following ways: credit card statement: the statement shows the points balance as of the billing date; China Construction Bank website: log in to www.ccb.com to check the integral balance of the corresponding card number; SMS: Send it to 95533 through the mobile phone editing SMS "4 digits after CCJF# card number" reserved in the credit card system of China Construction Bank, and inquire about the credit card points and current summary points of the credit card under the customer's name as of the day before sending the SMS. The mileage of China Eastern Airlines redeeming Dragon Card points can be inquired in the following ways: (1) Call China Eastern Airlines mileage hotline: 95530, and enter the corresponding number according to the prompt to inquire; (2) Log on to the website of Oriental Miles: www.easternmiles.com, and log on to the account of "Frequent Visitor Service" for inquiry. The mileage redeemed by Shenzhen Airlines Dragon Card can be inquired in the following ways: (1) Call Shenzhen Airlines Zunpeng member service hotline: 4008808666, and enter the corresponding number according to the prompt tone to inquire; (2) Log on to www.shenzhenair.com, the website of Shenzhen Airlines, and log on to Zunpeng Club account to make an inquiry. The mileage of China Southern Airlines redeeming Dragon Card points can be inquired in the following ways: (1) Call China Southern Airlines Pearl Member Service Hotline: 95539, and enter the corresponding number according to the prompt tone to inquire; (2) Log in to www.csair.com.cn, the website of China Southern Airlines, and log in to the account of "Pearl Member" for inquiry. Shanghai Volkswagen Dragon Card can be inquired in the following ways: (1) Shanghai Volkswagen Dragon Card website; (2) Shanghai Volkswagen Sales and Service Store Shanghai Volkswagen Longka pos machine. The integral information is subject to the statement of Shanghai Volkswagen Longka Credit Card, and the information displayed on the website and special pos machine is for reference only. China Construction Bank will adjust, supplement or improve the points inquiry channel according to the business development. If the cardholder has any questions about the details of the points transaction, he can call the credit card customer service hotline. The cardholder of the intransitive verb points redemption dragon card can redeem points and gifts according to these rules and the gift catalogue, and China Construction Bank will deduct the customer points accordingly. The redemption standards and rules of bonus gifts are subject to the latest announcement of bonus activities and the gift catalogue published during the redemption period. There is a limit to the number of gifts for a specific point. Cardholders can choose to redeem other gifts until the redemption is over. The application for redemption of points is made by the main cardholder, and the supplementary cardholder cannot directly participate in redemption of points. Airline mileage redemption must be provided by the cardholder with his airline membership number, and cannot be redeemed unless he is himself. When a cardholder holds two or more credit cards, the points are accumulated according to the cards, which can be combined and redeemed under the same customer's name, except for the following situations: (1) The points of China Eastern Airlines Dragon Card, Shenzhen Airlines Dragon Card and China Southern Airlines Dragon Card are automatically converted into Eastern Miles Flying Points, Shenzhen Airlines Zunpeng Club Mileage and China Southern Airlines Pearl Club Mileage, and no longer participate in the redemption activities of Dragon Card credit cards. (2) Shanghai Volkswagen Dragon Card points are valid for 5 years and can be used when Shanghai Volkswagen appoints special dealers and special maintenance stations to purchase complete vehicles, parts and accessories. The points are deducted directly from the equivalent cash, and 1 yuan is deducted 1 points, so you will no longer participate in the redemption activities of Longka credit card points. Shanghai Volkswagen's new car can be deducted up to 6000 yuan, and spare parts (including spare parts costs in maintenance) can be deducted up to 10% of actual sales at one time. (3) Gifts specified in the Gifts Directory are only used for redeeming corresponding designated cards, such as diamond credit card, platinum credit card (Premium Edition, Elite Edition), champion football card, transformers card, etc. China Construction Bank will adjust and announce the application scope of gift exchange according to the needs of business development. (4) The credit card consumption points of Longka automobile card can be converted into fuel costs, starting from 50,000 points, and converted into integer multiples of 1 1,000; If the cumulative score exceeds 50,000 points (excluding), the part will be doubled (calculated at 4‰), and the part below 50,000 points will be converted into fuel cost according to the standard (2‰). Redemption method of points: customers log on to www.ccb.com, the website of China Construction Bank, to inquire about the balance of points and the list of points and gifts, and then apply for redemption by the following methods: (1) SMS: customers send SMS to apply for gift redemption through the mobile phone reserved by CCB's credit card system, and send SMS editing format: LPDH# card number followed by 4 digits # gift number (7 digits) # to 9533. (2) E-mail: log on to the website of China Construction Bank, download the Application Form for Credit Card Points Gift Exchange of China Construction Bank, fill it out and send it to xykjfdh.zh@ccb.com. (3) Letter: Mail the completed Application Form for Credit Card Points Gift Redemption of China Construction Bank (with my signature) to "Shanghai Post Box 023-078- 1" for points redemption. (4) Fax: After providing complete information and my signature as required, dial 02 1-386932 10, and the voice prompts "Enter the work number of customer service representative", enter "23299", then press "1" to confirm, and send a fax when you hear the fax prompt. (5) Voice phone self-service application: Call the points redemption hotline (021-50619818), enter the card number and the number of redemption gifts according to the operation steps, and submit the redemption application. (6) Customers of Diamond Credit Card and Platinum Credit Card (Premium Edition and Elite Edition) can call 400-888-8858 to apply for redemption of points gifts. (7) Car card customers can call CCB's 24-hour customer service hotline 400-820-0588 to apply for changing the fuel fee. Once the application is submitted, all gifts cannot be cancelled or changed. When the customer submits the application, it means that CCB is authorized to deduct the corresponding points from other cards under the customer's name (except the points of special cards such as China Eastern Airlines, Shenzhen Airlines, China Southern Airlines and Shanghai Volkswagen). Distribution information inquiry: After the redemption application is successful, the cardholder will receive a prompt message containing the order number. Cardholders can call 021-50619818 to check the order status. When a customer applies for redemption, it is deemed that he agrees that China Construction Bank will submit the customer's name, contact number, billing address and other distribution information to the gift suppliers and distribution units to accept the gift distribution service. Gifts in Diamond Platinum Card Zone can only be redeemed by customers of Diamond Credit Card and Platinum Credit Card (Premium Edition and Elite Edition); Champion football card zone gifts can only be redeemed for champion football cards, champion football standard card customers can redeem club points gifts, and champion football club card customers can only redeem club points gifts; Transformers card area gifts can only be redeemed by Transformers card customers. Seven. China Construction Bank will publish and update the list of bonus gifts through CCB website and bonus manual. The pictures of the overall gifts in the website or promotional materials are for reference only, subject to the real thing, and some gifts are randomly given colors and colors. The redemption of integral gifts is a feedback activity, and invoices are not provided. Except for quality problems, all gifts shall not be returned, returned, refunded or exchanged for cash. If the redeemed bonus gift is damaged in the transportation process or the bonus gift itself has quality problems, the cardholder must call the gift supplier's sales hotline indicated on the gift package within 7 days from the date of signing, and it will not be accepted after 7 days. When returning goods, please be sure to keep the original packaging, attached instructions, accessories and related documents. If customers find that there are quality problems in the use of gifts, they can call the gift supplier to apply for maintenance. Airline miles and travel voucher cards redeemed by points have a service period and scope of application, and cardholders must use them according to their regulations. If it cannot be used in violation of regulations, it will not be returned. The gifts provided by this gift activity are provided by the gift supplier, who is responsible for the quality, quantity, style, color and after-sales service. China Construction Bank does not provide any form of guarantee and commitment. The corresponding income tax generated by the cardholder's redemption of points shall be borne and declared by the cardholder. Eight. Distribution of bonus gifts All successfully redeemed bonus gifts are provided with door-to-door service, and order processing and delivery services are usually carried out within 15 working days after the cardholder applies for redemption. Physical gifts shall be delivered to the cardholder by the integral gift supplier according to the statement address of China Construction Bank reserved by the cardholder (only in Chinese mainland, excluding Hong Kong, Macao and Taiwan); Non-physical gifts, such as short messages and electronic holiday vouchers, are only sent to customers to reserve their mobile phones in CCB's credit card system. Please check the address, zip code and mobile phone number of the statement one week before the redemption application to ensure that the information is correct and complete. If the address is unknown, the cardholder fails to notify China Construction Bank in time or no one receives the goods, and the mobile phone number is not reserved or wrong, the cardholder shall bear the responsibility for the delay and non-delivery. The distribution method of bonus gifts is as follows: (1) door-to-door: usually within 15 working days after the cardholder applies for redemption (except for special periods such as remote areas, disastrous weather and national legal holidays). (2) Parcel service: In remote areas and related controlled areas where door-to-door delivery service cannot be provided, parcel service will be used for delivery. (3) Letter: Discount coupons or other valid vouchers will be mailed to cardholders by letter. When a customer signs for a gift in kind, he/she must show his/her ID card (in addition to the customer's ID card, the ID card of the recipient is also required) for inspection, and fill in the ID number and the last 6 digits of the card number on the receipt as required. The customer or consignee should check the integrity of the gift on the spot when signing for it, and refuse to sign for it if there are quality problems or defects; Once the customer or consignee signs, it means that the gift has been received. The time and method of crediting air miles to the member account of the customer airline shall comply with the relevant regulations of the airline. Nine. Credit card points with integral nature are the feedback items given by China Construction Bank to cardholders for credit card spending, and do not constitute the assets of cardholders before redeeming points gifts. Points cannot be transferred to other cardholders or any third party, and any transfer will have no impact on China Construction Bank. Without the consent of China Construction Bank, points cannot be converted into cash or given other non-point gifts. X. Legal relationship: China Construction Bank does not have a partnership, distribution or agency relationship with bonus gift suppliers, nor does it have a * * * relationship with sellers, advertising media or guarantors; If there is a dispute between the cardholder and the supplier of this activity on accumulated gifts and after-sales service, the gift supplier shall be responsible for handling and solving it; This integral activity is a free profit-making activity provided by China Construction Bank to cardholders. When the cardholder disputes the gifts and after-sales service provided by the supplier, China Construction Bank will be responsible for assisting the customer to get in touch with the supplier, but it will not assume any responsibility. XI。 Modification and Termination China Construction Bank reserves the right to interpret these rules, and has the right to cancel or modify relevant rules (including but not limited to entry qualifications, scoring rules, gifts and exchange standards, etc.). According to the needs, it will take effect after being published through relevant channels (such as CCB website, statements, short messages, newspapers, branches, etc.). ).