What is the policy process of rural household registration housing subsidy?

What are the processes of rural household registration subsidy policy that need to be analyzed in detail? The following is the analysis: firstly, you need to hold your ID card, bank account number, commercial housing sales contract, purchase invoice, and advance notice registration certificate issued by the county housing management department. Secondly, apply to the Housing Management Office of the County Housing and Urban-Rural Development Bureau. Then, the county housing and urban-rural development bureau will apply for financial housing subsidies to the county finance bureau after summarizing and verifying. Finally, the county finance bureau will review and issue subsidies, and then the county real estate bureau will organize and issue subsidies.

I. Subsidy procedures

(1) Direct Subsidies In most regions, the policy clearly stipulates that rural residents who buy commercial housing in cities will be given a subsidy of 100-500 yuan /m2. Usual subsidy 100-200 yuan /m2. Under the two-way subsidy from real estate enterprises or local finance, it will reach 300-400 yuan /m2, usually in designated areas or under certain conditions. 500 yuan /m2 Subsidies For the time being, we know that Yuzhong Park in Lanzhou High-tech Zone and Meishan in Sichuan have such high subsidies. Jinhua, Zhejiang and Fuyang, Hangzhou have issued policies to purchase commercial housing and put the contract on record, and the government subsidizes the buyers according to 1% of the contract turnover. "The maximum one-time subsidy is 800,000 yuan. What needs to be clear is that the amount of subsidies given by different places is different, and the specific information should be consulted at the same time when buying a house.

(2) Deed tax subsidy When buying a house, the local finance will subsidize it with the deed tax paid. Subsidies vary from region to region, ranging from 50% to full direct subsidies.

(3) Reduce the down payment ratio. At present, the down payment ratio of 30% has been adjusted when farmers buy houses in cities. Opinions have been issued in many places to clarify that the down payment ratio of farmers to purchase houses can reach 20%, and the provident fund policy for migrant workers is relaxed. All eligible farmers can apply for loans with the provident fund and enjoy preferential interest rates.

(4) The policy of reducing loan interest rate encourages banks, credit cooperatives and housing mortgage registration departments to take corresponding simple measures for farmers to purchase houses in cities, optimize procedures in mortgage registration and loans, and implement preferential interest rates. For example, Yichang, Hubei Province gives farmers a 15% discount on loans from designated banks, and exempts mortgage registration fees, real estate registration fees and land survey fees. (5) The paid withdrawal subsidy is proposed by Anhui Province, and farmers withdraw from the homestead, and the county government will reward them at not less than 50,000 yuan per mu; Henan issued an opinion that farmers who buy commercial housing in the city can withdraw from their hometown homestead and voluntarily return cultivated land and forest land. The local government can give a one-time compensation according to the area where it withdraws from the legal homestead. In short, when you leave the rural land, you will be given certain subsidies when you buy a house. But so far, most farmers don't buy it.

Second, the rural family housing subsidy materials

1, identification: valid ID card, local household registration book, etc. As long as you can prove your identity.

2. Proof of urban wage income: print out the salary card from the bank, and then let the banking department stamp it. Remember that the more stable the income, the better.

3. Proof of down payment: As long as you come from mortgage to buy a house, you will have proof of down payment.

4. Proof of house sales contract: This refers to the contract when buying a house.

5. Farmers' proof of residence in this city: The proof of residence in this city is relatively simple, such as residential property fees, housing lease contracts, or temporary residence permits. The more complete the formalities, the better.

Legal basis:

Article 14 of the Judicial Interpretation of House Sales Contract:

The interior construction area or construction area of the house delivered by the seller is inconsistent with the area agreed in the commercial housing sales contract. If there is an agreement in the contract, it shall be handled according to the agreement; If there is no agreement or unclear agreement in the contract, it shall be handled according to the following principles:

1, the absolute value of the area error ratio is within 3% (including 3%), and the settlement shall be made according to the price agreed in the contract. If the buyer requests to terminate the contract, it will not be supported;

2. If the absolute value of the area error ratio exceeds 3%, the buyer's request to terminate the contract and return the paid house price and interest shall be supported.