As a college student, how should we rationally face the campus online loan?

Colleges and universities are required to attach importance to financial knowledge education and strengthen warning education on bad campus loans.

The Ministry of Education requires colleges and universities to attach importance to financial knowledge education and strengthen warning education on bad campus loans, which undoubtedly has distinct practical pertinence. Illegal campus loans are gone, but new scams for changing vests may still appear. Strengthening financial and business education is equivalent to putting on protective gear for college students and cracking down on fakes.

Money consumption has become the trend of the times, and there is no need to label it as reasonable pursuit, let alone demonize it. While preventing financial risks, financial institutions may wish to do a good job of simplifying procedures and lowering the threshold, so that college students with real needs can get financial support more conveniently and have dignity and ability to make loan consumption.

Extended data:

Campus loan related information:

1. Encourage commercial banks and policy banks to further develop products according to the reasonable needs of college students, improve the service efficiency for college students, and fill the shortcomings of insufficient coverage of campus-oriented and university-oriented financial services.

2. Under the premise of risk control, institutions approved by the banking supervision and management department develop campus financial products that can not only meet the financing needs of college students, but also effectively control risks according to the risk characteristics of college students.

3. Online lending institutions engaged in campus loan business will all suspend the addition of campus online loan business targets, and formulate clear withdrawal and rectification plans according to their own stock business conditions.

People's Daily People's Comment: Don't let campus loans become "campus harm"