Rural credit cooperative credit card gold card picture

What's the difference between a gold card and a Puka card in a rural credit cooperative?

The basic differences between gold cards and ordinary cards of rural credit cooperatives are as follows:

1. Credit lines of credit cards of rural credit cooperatives can be divided into gold cards and ordinary cards:

There is a great difference in the credit line between the gold card of credit card and the ordinary card of rural credit cooperatives. Credit card gold cards are generally issued to middle and high-end customers, and the credit line is generally 20,000 to 300,000 yuan, while ordinary credit cards are issued to ordinary users, and the credit line is generally 2,000 to 50,000 yuan. The specific credit line should be evaluated by combining personal qualifications and credit.

2. The annual fee of credit cards of rural credit cooperatives is different from that of ordinary credit cards:

The credit card of rural credit cooperatives has a higher gold card quota, so the annual fee of gold card is higher than that of ordinary card. Take Fuwantong Rongrong Credit Gold Card of Fujian Rural Credit Cooperatives as an example: 80 yuan as the main card, 40 yuan as the auxiliary card, 60 yuan as the main card and 30 yuan as the auxiliary card.

3. The rights and interests of gold cards and ordinary cards of rural credit cooperatives are different:

Because the credit card gold card of rural credit cooperatives is higher than that of ordinary cards, there are usually some discounts that ordinary cards do not have. Tip: There are many differences between the gold card of credit card and the general card of rural credit cooperatives. Consumers can choose according to their consumption habits, and don't blindly pursue a certain card.

Brief introduction of rural credit cooperatives:

RuralCreditCooperatives (rural credit cooperatives in English) refers to a rural cooperative financial institution established with the approval of the People's Bank of China, which is composed of members' shares, implements democratic management and mainly provides financial services for its members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development.

What is the gold card of Fuxiang Credit Card of Rural Credit Cooperative Union?

Fuka Credit Card Gold Card is a credit card launched by rural credit cooperatives, which gives cardholders a certain credit limit, within which they can spend first and then repay.

Credit card limit: At present, the credit limit of Fuka Credit Card Gold Card issued by our bank (institution) is 20,000 to 50,000.

Points rules: Our bank (institution) effectively consumes RMB 1 yuan 1 points according to the cardholder's credit card, and the points are permanently valid (the account is cleared); Foca credit card gold card can reward 3000 points; On the cardholder's birthday, you can enjoy double points when spending by credit card; It is recommended to get 3000 gold card reward points, which can only be recorded after the referee card is activated.

Product term: Fuka credit card gold card is valid for 5 years;

Charging standard: Fuka credit card gold card main card annual fee is 80 yuan, and the auxiliary card is 40 yuan; Now we apply for the gold card of Fuka Credit Card, and the annual fee is free for the first year. At the same time, the annual account consumption reaches 12 (unlimited amount) or the accumulated consumption amount reaches 10000 yuan, and the annual fee for the next year is exempted. Gold cards can be overdrawn, but they can't save money (there is no interest on saving money); Fuka is an ordinary bank card.

What is the use of bank gold card in rural credit cooperatives?

The functions of the bank gold card of rural credit cooperatives are:

1, issued for high-end individual customers. Compared with ordinary cards, the gold card is a symbol of high-quality individual customer identity.

2. In addition to the basic functions of cash deposit and withdrawal, transfer settlement, consumption and inquiry, cardholders also enjoy many personalized value-added and credit card preferential services.

3. Provide personalized customized services, including but not limited to VIP service priority window, bank card service fee discount, credit card consumption discount, VIP member special activities, member birthday feedback, etc.

Extended data

1. Credit limit refers to the maximum overdraft limit granted to credit cards by banks when approving them. You can only use your credit card within this limit. If you exceed this limit, you will never spend your credit card.

2. According to the information filled in when applying for a credit card and the relevant supporting documents provided, comprehensively evaluate the approved credit line. The primary card and the secondary card * * * enjoy the same credit limit.

3. In general, the RMB limit and the US dollar limit of dual-currency credit cards are interchangeable. For example, your limit is 30,000 RMB, and if you use a card overseas, your credit limit is equivalent to about 5,000 US dollars.

4. The bank will adjust the credit limit regularly, but you can provide relevant financial proof to request to adjust the credit limit. In addition, when you need to get a higher credit line in a certain period of time when traveling abroad or moving, you can ask for a higher temporary credit line.

Guangdong Rural Credit Cooperative-Zhujiang Ping 'an Card Gold Card

What is a credit union gold card? What's the use?

Debit cards can be divided into ordinary cards, gold cards and platinum cards. Gold card is a debit card issued after a comprehensive evaluation of the applicant's economic strength, so each level of the card symbolizes the cardholder's economic strength.

"Gold Card" allows customers to enjoy unique services, and VIP exclusive financial service series will also reflect customers' life taste, which can make customers' financial assets safer, make investment and financial management more convenient, and let customers feel the world trend of using cards in advance.

In a broad sense, a gold card is a kind of card made of advanced imported copper materials and advanced new technologies through design, wire cutting, stamping, corrosion, printing, polishing, electroplating, color filling and packaging.

In today's globalization, the competition among enterprises is becoming increasingly fierce, and the brand effect of enterprises plays a decisive role.

Equipped with high-grade metal cards can highlight the connotation of corporate culture. It gives people a good visual atmosphere and is a symbol of identity. Can let the other party deeply remember you and your products.

Combined with modern design concept, it shows the ultimate style. Extraordinary creativity, noble and elegant, with collection and gift value. Can be used in business gifts, advertising gifts, etc.

Extended data:

Conditions for applying for a gold card:

1. The balance of the applicant's deposit in the card issuer on that day (the total deposit in each associated account under the same customer, the same below) reached more than RMB 20,000 (inclusive).

2. Within 90 days before the date of application, the average daily deposit balance in the card issuer has reached more than 20,000 yuan (inclusive).

3. Within one year, the average monthly balance of personal loans reached more than 654.38 million yuan (inclusive), with good repayment and no bad records.

4. Within one year, the cumulative direct consumption of credit card customers of rural credit cooperatives reached more than RMB 50,000 (inclusive).

Baidu encyclopedia-bank card

Credit cooperative gold card processing conditions

Different regions have different conditions for handling credit cooperatives' gold cards. For example, the conditions for handling the gold card of Heilongjiang Rural Credit Cooperatives are: a one-time deposit of more than 50,000 yuan for new customers (excluding 50,000 yuan, the same below), or a current deposit of more than 50,000 yuan for old customers in the card issuing institution on the application date, but some areas require customers to deposit more than 654.38+10,000 yuan in the card.

The functions of the bank gold card of rural credit cooperatives are:

For high-end individual customers, compared with ordinary cards, the gold card is a symbol of high-quality individual customer identity.

In addition to the basic functions of cash deposit and withdrawal, transfer settlement, consumption and inquiry, cardholders also enjoy many personalized value-added and credit card preferential services.

Provide personalized customized services, including but not limited to VIP business priority window, bank card service fee discount, credit card consumption discount, VIP member special activities, member birthday feedback, etc.

Credit limit refers to the maximum overdraft limit given to credit cards by banks when approving credit cards. You can only use your credit card within this limit. If you exceed this limit, you can't use your credit card.

According to the information filled in when applying for a credit card and the relevant supporting documents provided, the approved credit line is comprehensively evaluated. The main card and the supplementary card enjoy the same credit limit.

Under normal circumstances, the RMB limit and the US dollar limit of dual-currency credit cards are interchangeable. For example, your limit is 30,000 RMB. If you use a card abroad, your credit limit is equivalent to about 5,000 US dollars.

The bank will adjust the credit limit regularly, but you can provide relevant financial proof on your own initiative and request to adjust the credit limit. In addition, when you need to get a higher credit line in a certain period of time when traveling abroad or moving, you can ask for a higher temporary credit line.

Rural credit cooperatives do not need to apply for a gold card, and the working capital deposited in rural credit cooperatives is more than 654.38 million yuan. Their system will automatically record more than 654.38+0 months, and these funds will be automatically upgraded to platinum cards after being deposited in rural credit cooperatives for more than three months.

You can get a gold card by holding an ID card and depositing 200,000 yuan at a time.

30W deposit is fixed for half a year. Or 10W circulates in rural commercial banks every day, and it can become a gold card.

Because the business object is a cooperative member, the business process is simple and flexible. The main tasks of rural credit cooperatives are to organize and adjust rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and limit and crack down on them according to the provisions of national laws and financial policies.

This is the end of the introduction of the credit card gold card of rural credit cooperatives and the picture of the credit card gold card of rural credit cooperatives. I wonder if you have found the information you need from them?