What insurance can pay for the disaster after the rainstorm?

Natural disasters are force majeure at your own risk. In other words, let you know that rainstorm is something that 4S stores can't control and prevent, and people can't pay for what they can't control and prevent. And natural disasters such as rainstorms and earthquakes, if you don't release the 4S shop, won't you suffer in other places? If I remember correctly, unless there are special types of insurance, there are natural disasters in the exemption clauses of general insurance companies, so I will bear them myself.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.