What are the measures for bank fee reduction and profit concessions?

Legal analysis: The fee reduction measures focus on small and micro enterprises and individual industrial and commercial households, while benefiting other market entities and financial consumers. They take into account fee reduction and profit sharing and the sustainable development of the industry. The fee reduction measures involve commercial banks and payment companies. Institutions and clearing agencies. Preliminary calculations show that after the implementation of all fee reduction measures, it is expected to reduce handling fee expenditures by market entities and the public by approximately 24 billion yuan each year, of which more than 16 billion yuan will benefit small and micro enterprises and individual industrial and commercial households, which will help reduce capital circulation costs and further optimize The business environment promotes the improvement and expansion of consumption and plays a positive role in promoting the high-quality development of the national economy. The fee reduction measures focus on small and micro enterprises and individual industrial and commercial households, while also benefiting other market entities and financial consumers. They take into account fee reduction and profit sharing and the sustainable development of the industry. The fee reduction entities involve commercial banks, payment institutions, and clearing institutions. Preliminary calculations show that after the implementation of all fee reduction measures, it is expected to reduce handling fee expenditures by market entities and the public by approximately 24 billion yuan each year, of which more than 16 billion yuan will benefit small and micro enterprises and individual industrial and commercial households, which will help reduce capital circulation costs and further optimize business environment, promote the improvement and expansion of consumption, and play a positive role in assisting the high-quality development of the national economy.

Legal basis: "Law of the People's Republic of China on Commercial Banks" Article 84 Commercial bank staff take advantage of their positions to solicit and accept bribes or to accept bribes in various names in violation of state regulations. If kickbacks and handling fees constitute a crime, criminal liability shall be investigated in accordance with the law; if they do not constitute a crime, disciplinary sanctions shall be imposed. Anyone who commits the acts mentioned in the preceding paragraph, extends loans or provides guarantees and causes losses, shall bear all or part of the liability for compensation.

Article 84 If a commercial bank employee takes advantage of his position to solicit or accept bribes or accept kickbacks or handling fees in various forms in violation of state regulations, which constitutes a crime, he shall be investigated for criminal responsibility in accordance with the law; If it does not constitute a crime, disciplinary sanctions shall be imposed. Anyone who commits the acts mentioned in the preceding paragraph, extends loans or provides guarantees and causes losses, shall bear all or part of the liability for compensation.

Article 84 If a commercial bank employee takes advantage of his or her position to solicit or accept bribes or to accept kickbacks or handling fees in various forms in violation of state regulations, which constitutes a crime, he or she shall be held criminally responsible in accordance with the law; If it does not constitute a crime, disciplinary sanctions shall be imposed. Anyone who commits the acts mentioned in the preceding paragraph, extends loans or provides guarantees and causes losses, shall bear all or part of the liability for compensation.