Agricultural Bank of China Class 1 card transfer limit

The personal online banking limits of Agricultural Bank of China are as follows: K order: a single/daily accumulation of transfer transactions is 500,000/500,000; a single/day accumulation of payment transactions is 500,000/500,000; the first-generation K treasure defaults The maximum single transaction limit is 500,000 yuan, and the daily cumulative limit is 1 million yuan. If there is a higher demand, the account holder can bring his or her valid identity document and any Agricultural Bank of China savings card that has been registered for online banking to any Agricultural Bank of China branch nationwide to replace it with the second-generation K treasure; the second-generation K treasure defaults to the highest single transaction The limit is 1 million yuan, and the daily cumulative limit is 5 million yuan. The second generation K treasure can also be adjusted to be higher at the counter.

1. According to the "Price Law of the People's Republic of China", "Commercial Bank Law of the People's Republic of China", "Commercial Bank Service Price Management Measures" and other regulations, in accordance with the "Charge Items" According to the "four disclosures" requirements of "openness, service quality and price disclosure, utility function disclosure, and preferential policy disclosure", our bank plans to announce the price standards of various financial services on December 31, 2021, "Agricultural Bank of China Service Charge Price Catalog" 》Effective from January 1, 2022.

2. In 2021, the Agricultural Bank of China has always conscientiously implemented the country’s major decisions and arrangements on reducing fees and profits and reducing the burden on enterprises, and strictly implemented the "People's Bank of China, China Banking and Insurance Regulatory Commission, Development and Reform Commission, State Administration for Market Regulation" on reducing fees for small and micro enterprises. Notice on the Payment of Handling Fees to Individual Industrial and Commercial Households" (Yinfa [2021] No. 169) requires actively responding to the industry association's "Proposal on Reducing Inter-bank Cash Withdrawal Fees from Automatic Teller Machines (ATMs)" and "On Reducing Handling Fees for Small and Micro Enterprises and Individuals" "Proposal on Payment Handling Fees for Industrial and Commercial Households" and "Proposal on Regulating Charges for Bank Correspondence Business" call for continued efforts to reduce fees and profits, benefit enterprises and the people, effectively reduce the operating costs of the real economy and the burden on financial consumers, and focus on Improve the quality and efficiency of financial services and help small and micro enterprises to alleviate difficulties and reduce their burdens.

3. The main fee reduction and profit concession measures are as follows: Starting from July 25, 2021, inter-bank ATM cash withdrawal transaction fees for debit cards and quasi-credit cards will not be charged for the time being, and unit settlement cards will not be charged for the time being. Transaction fees for inter-bank ATM cash withdrawals and transaction fees for cash withdrawals from our bank's ATMs in other places. Starting from September 30, 2021, all customer check production fees and loss reporting fees, as well as handling fees, production fees, and loss reporting fees for cashier's checks and bank drafts, will be cancelled. Starting from September 30, 2021, the following discounts will be implemented for small and micro enterprises and individual industrial and commercial households: all unit settlement account management fees (including small account management fees) and annual fees will be waived. The handling fee for opening a unit settlement account will be discounted by no more than 50% off the current public price. The handling fee for corporate transfers and remittances of less than 100,000 yuan (inclusive) to the Bank will be waived through channels such as counters, online banking, mobile banking, and ATMs. For corporate inter-bank transfers and remittances of less than 100,000 yuan (inclusive) processed through counters, online banking, mobile banking, ATMs and other channels, a discount of 10% off the current published price will be applied. The annual service fee for corporate online banking (including online banking and mobile channels) will be discounted by no more than 50% off the current published price. Annual service fees for corporate phone banking and security authentication tools are waived. The production cost of safety certification tools shall not be higher than the cost price. Domestic letter of credit payment handling fees are waived; the fee for opening a foreign exchange capital account and foreign exchange settlement account is no more than 50 yuan per account.

4. Starting from September 30, 2021, a 10% discount will be provided on the service fees and network service fees of standard merchant debit card issuers based on the current government guidance price, and the cap value will remain unchanged. , the service fees of card issuing banks and network service fees for preferential merchants will continue to be discounted by 22% on the basis of the current government guidance price. Simultaneously reduce the acquiring service fees for merchants, and pass on the profits from card issuing banks and bank card clearing institutions to merchants. The standard charge for bank confirmation letters in unit settlement account information services is 200 yuan per copy. Starting from September 30, 2021, small and micro enterprises and individual industrial and commercial households will receive a discount of no more than 50% off the current public price; starting from December 11, 2021, small and micro enterprises and individual industrial and commercial households will be exempted from bank confirmation letters cost. The charging standard for issuing supporting documents for overseas incoming funds for enterprises to issue bank confirmation letters as proof of capital verification is 100-200 yuan per copy.

Starting from December 11, 2021, bank confirmation letter fees for small and micro enterprises and individual industrial and commercial households will be waived.