Joke Collection Website - Bulletin headlines - Cultivate these six minimalist consumption concepts, control consumption, and make you slowly become rich
Cultivate these six minimalist consumption concepts, control consumption, and make you slowly become rich
Most people should receive a salary income from companies every month.
There is only a single income channel. There is no way to "open source" and expand multiple income channels.
If we want to save money efficiently, the simplest way is to "save money" on a daily basis.
I believe that when it comes to "saving money", most people will think of having to live a tight life and not being able to shop freely.
At the same time, many friends who like to buy and buy will find that their money has gone somewhere at the end of each month and there is simply not enough.
Many times when we face objects, we actually want to own them for a moment. "Want" is greater than "need".
On our long road to wealth and freedom, we will inevitably have to sacrifice our own desires to achieve future freedom.
Friends who no longer want to live a moonlit life must change their daily consumption habits.
If you want to get rid of the habit of over-consumption, start by cultivating these six minimalist consumption concepts!
01. Don’t consume for “discount” consumption
Whether we are shopping online or in physical stores, we often see “the second item is half price” and “buy one get one free” "Discount promotion slogans such as "30% off for orders over 300".
At this time, our little hands will start to move.
As soon as you see a product on sale, you will feel that you have earned it if you buy it.
But we don’t actually need so many things. Just because the price of this item is cheaper than usual, we will impulse buy more. This turns necessary expenditure into unnecessary expenditure.
In fact, discounts for shopping are available every now and then. When we see discounts, we should first consider our actual needs instead of doing unnecessary things just to get the discount or discount. Consumption.
In fact, you will save 100% if you don’t buy it.
02. Focus on the quality of the product rather than the price
"You get what you pay for" is absolutely true, and we can definitely believe this statement. Because people don’t know goods, money does.
When shopping, you should give priority to quality. Choose products with better quality so that they can last longer, rather than buying new ones all the time.
If we just try to get cheaper prices, buy them again when they are broken, and repeat this process, we will actually spend more.
For example, a few years ago, my mother asked for a tablet. I thought my parents didn’t need such high-end Apple products, so I bought her a 2,000 yuan Android system. As a result, it didn’t take long before I found that there was not enough memory and lags occurred during use. In the end, I bought an Apple iPad for 5,000 yuan and have been using it for five or six years now.
Although we should give priority to quality when shopping, it does not mean that we must buy high-priced famous brands. Everyone still needs to do their homework before buying and buy the most suitable products within their affordability.
03. Keep the quantity of items in and out, do not hoard
When we travel or encounter big promotions and festivals, we always cannot control ourselves from buying. As a result, I may not have used up the things I bought on Double Eleven in 2019, and I am still buying and buying.
Whenever I encounter affordable products, I always stock up in large quantities at once. In fact, this does not save money at all, but instead accumulates more and more items at home.
Especially girls’ clothes, cosmetics and skin care products, because they are updated so fast, we simply cannot keep up with their update speed. Moreover, we only use and wear a dozen pieces in daily life. You don’t need so many at all.
Sometimes when faced with the exploding wardrobe at home, I feel a little stressed. Instead of always saying "girls always lack one piece of clothing", it is better to "find that piece of clothing that suits you".
When we shop every day, we follow the "minimalist concept of consumption". The number of items should be in and out, so as not to hoard.
When buying new clothes or cosmetics, clean out the expired ones at home before buying new ones. The number of items remains constant so money is not wasted.
04. Learn to delay gratification and think twice before placing an order.
When we see an item that interests us, we must not make an immediate purchase decision. Our desires always drive our brains and make us make impulsive decisions.
Put the items you are interested in in your "wish list" and spend a few days thinking about these questions.
Is there an item of the same type already? Are there any substitute items? Is it reusable and how long does it last? Is it worth buying and what is the purchase value?
After these few days have passed and we have thought clearly about these issues, if our willingness to buy has slowly faded, we don’t have to worry about it anymore and can save a fortune. If our willingness to buy is still very strong, then happily place an order.
Our impulse consumption is often the impulse in the three seconds before placing an order. To get rid of impulsive consumption, it is important to learn to delay gratification.
05. Distinguish between "wants" and "needs"
Have you ever tried opening a shopping app when you couldn't sleep at night, and then bought something without knowing it?
Many people are also used to browsing shopping apps every day when they have nothing to do, which leads to the habit of spending money randomly.
As the saying goes, "out of sight, out of mind", we reduce the use of shopping apps and live broadcasts, which is also a kind of minimalist consumption.
When we really need to buy something, it’s not too late to do some homework and compare prices.
Impulsively placing an order when you see a discount is a "want". After considering the needs and comparing prices before placing an order, this is a "need".
Distinguishing between "wants" and "needs" can help us greatly reduce impulse spending and unnecessary spending.
06. Keep accounting
I have been doing accounting for several months, and the results are still great. I will share my experience later, so stay tuned.
Develop the habit of keeping accounts. In addition to knowing clearly where your money is spent, it is more important to review your consumption habits.
Accounting does not necessarily require recording every expense in detail. Now we all use electronic payment. The app will automatically help you keep accounts and push reminders every day, which is very suitable for lazy people. oh.
Accounting allows you to clearly see your monthly income and expenditure, so you can better plan your monthly consumption plan and the amount that must be saved.
Accounting is another way to encourage yourself to minimize consumption and actively save money.
About the author: Innocence SHINING, a financial professional born in 1985, focuses on sharing knowledge on saving, financial management and investment. He keeps moving forward on the FIRE road, hoping to lead everyone on a sparkling road to wealth and freedom!
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