How to prevent loan fraud when selling a house

Precautions for buying a house to prevent being cheated: 1, be sure to verify the real owner of the house; 2. Judge whether the house sale is secured by mortgage; 3. Be sure to specify the liability for breach of contract and the remedy in the contract.

Legal objectivity:

In order to avoid being deceived, people should pay attention to the following aspects when engaging in house leasing and trading: 1. Review the qualifications of real estate developers and intermediary companies. Developers must have five certificates, namely, state-owned land use permit, construction land planning permit, construction project planning permit, construction permit and commercial housing sales (pre-sale) permit. Intermediary companies engaged in real estate consulting, evaluation and brokerage services must also have corresponding qualifications. 2, review the authenticity of housing property rights. Before signing the purchase contract, you can go to the real estate registration agency to check the authenticity of the real estate license, whether the seller is consistent with the registrant, and whether the house has been registered as a mortgage, so as to avoid buying houses with no or disputed property rights. Don't fall into the fraud trap of "real house fake certificate" because you are greedy for cheap. 3. Beware of false advertisements to induce people to invest in super-high-profit real estate projects. In the face of such advertisements in various media, we should carefully identify and make rational judgments. Before investing, check with the relevant departments, including the authenticity of the project, the specific content of the project development, and whether it is consistent with the advertising. Never invest blindly in pursuit of high returns. Beware of the "overlord clause" in the transaction contract. People generally rely on intermediary companies and rarely raise objections to contracts drawn up in advance, which often gives criminals an opportunity. Be careful before signing the contract.