What do you mean by "the government can't provide for the aged"?

Long Yongtu: What does China rely on to provide for the aged in an aging society? From the perspective of citizens, those who have no conditions can only rely on social insurance, while those who have conditions can also rely on commercial insurance in addition to social insurance. China's aging population is characterized by "getting old before getting rich", and it is far from enough for the government to buy social insurance to provide adequate protection for the people. At present, Long Yongtu, Secretary-General of Boao Forum for Asia, has made it clear that, according to western experience, the problem of providing for the aged cannot be completely dependent on the government, and the government's burden will become heavier and heavier, and eventually the national social security will be on the verge of bankruptcy.

"Old-age care cannot rely entirely on the government"! So who do we ordinary people rely on to support the elderly? "Do everything" will make "national social security on the verge of bankruptcy", so what should we ordinary people do? Is there no hope? First of all, it needs to be clear that there is no problem of "completely relying on the government" for citizens' pension at present. We know that there is an important principle in government compulsory social insurance, that is, the principle of equality of rights and obligations. In the social insurance relationship, the insured's right to enjoy social insurance must be based on the payment of social insurance. Citizens' pension is shared by the state, work units and individuals, and also depends on the social security fees paid by citizens when they are young and the transfer savings of labor value, which is not the same as "completely relying on the government". Most people who really need to "count on the government", that is, the extremely poor groups in society, have not yet been included in the social security system. In recent years, people of insight have been calling for expanding the coverage of social insurance and implementing "national social security". We are also glad to see that the country is beginning to establish a rural social security system. Of course, the establishment of a social security system that benefits the poor needs government subsidies, but this does not mean that "the government does all the work." On the contrary, it is the basic responsibility of the government to ensure the basic life of all citizens-this is not only the "western experience", but also the consensus of all countries in the world. Is there any warning for Secretary-General Long to "speak first" before the 17th National Congress? Then, will the implementation of "national social security" make "national social security on the verge of bankruptcy"? Although similar to the high level of minimum security in developed countries, the country's financial resources may not be reached for the time being; However, through hard work, a lower level of minimum security can be achieved-some scholars have calculated that the annual financial expenditure is about160 billion yuan, which can basically cover all medical security and solve the problem of providing for the elderly, including farmers. What does Secretary General Dick Long Da mean? Is the country unwilling to pay this money? Let's take a look at commercial insurance. Social insurance is to ensure the maintenance of citizens' minimum living, and the level of old-age care it can guarantee is naturally low; If economic conditions permit, citizens can of course further choose commercial insurance and build a higher level of old-age security together with social insurance. In other words, everyone needs a minimum living guarantee, so social insurance should be fully covered to achieve "national social security"; Higher living security is limited to personal conditions, so commercial insurance is provided for those who are relatively rich-there is no contradiction between social insurance and commercial insurance. From the point of view of citizens, those who have no conditions can only rely on social insurance, and those who have conditions will of course add commercial insurance, which is actually obvious. Citizens can say "we can't rely entirely on the government to provide for the aged"-"Why doesn't everyone come to buy' commercial insurance'? If so, Long Yongtu's intentions are worth speculating. From the government's point of view, it is a responsibility to provide "social security for all". There is no problem of "covering the bottom", but "covering the bottom" is necessary, and "the government can't count on providing for the elderly" should not be a problem for the government. So, what does Secretary-General Long Da mean? ! Oh! More exciting, please link: strongly protest: "expelling from the party" is not in line with civil law at all! It is strongly suggested that social security should be tilted towards rural areas and migrant workers in the future! Another deceptive national institution was established-the National Bureau of Corruption Prevention.