Industrial Bank said that the prosecution would really happen?

Legal analysis: Industrial Bank said it would sue, and it may actually sue. But before that, you can consult the bank and check the situation before handling it. Generally, it depends on the length of time and the amount of money you owe. If the amount is large, it is indeed overdue for more than three months.

Legal basis: Article 7 of the Law of People's Republic of China (PRC) Commercial Bank, when a commercial bank conducts credit business, it shall strictly examine the credit standing of the borrower, implement the guarantee and ensure the timely recovery of the loan. Commercial banks recover the due principal and interest of loans from borrowers according to law, which is protected by law.

Article 675 of the Civil Code of People's Republic of China (PRC) * * * The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.