Specific measures for the bank’s rural revitalization strategy

The specific measures of the bank’s rural revitalization strategy are as follows:

1. Promote the integration of rural industries and promote the construction of a beautiful countryside. If the rural economy wants to develop rapidly, it must establish a comprehensive industrial system and continuously improve the comprehensive competitiveness of rural industries. At the same time, it is also necessary to introduce more high-quality talents, provide a large amount of financial support for agricultural development, and provide good technical services, so as to better promote rural economic development. This requires relevant government departments to increase support for rural revitalization and establish a complete rural financial service system;

2. Comprehensively improve the quality of financial services and establish a financial risk prevention system. Rural commercial banks should combine the specific requirements of the rural revitalization strategy, take advantage of their large number of rural service outlets, and continuously extend service channels. We will increase Internet financial services, carry out publicity activities for financial products, and improve the efficiency of serving farmers. We should also strengthen cooperation with rural cooperatives, agricultural enterprises and guarantee institutions, establish a complete risk prevention system, and strive to effectively transfer credit risks of rural commercial banks;

3. Improve the rural credit system. It is necessary for the staff of rural commercial banks to continuously improve service quality and establish an honest financial service system. Banks must first make and fulfill their honest promises and strive to improve service levels. It is also necessary to establish a punishment system for customer breach of trust, punish farmers and enterprises that evade debts in accordance with the law, and increase the loan limit for trustworthy enterprises. At the same time, we must do a good job in social credit supervision, evaluate customer credit, and regularly disclose dishonest persons.

Legal Basis

"Law of the People's Republic of China on Promotion of Rural Revitalization"

Article 3 The promotion of rural revitalization shall be based on industrial prosperity and ecological livability. , rural customs, effective governance, and a prosperous life, coordinate the promotion of rural economic construction, political construction, cultural construction, social construction, ecological civilization construction and party building, and give full play to the role of rural areas in ensuring the supply of agricultural products and food security, and protecting the ecology environment, inheritance and development of the excellent traditional culture of the Chinese nation. Article 65: The state establishes and improves a multi-level, wide-coverage, and sustainable rural financial service system, improves the assessment and evaluation mechanism for financial support for rural revitalization, promotes the development of rural inclusive finance, and encourages financial institutions to allocate more resources to rural development in accordance with the law. focus areas and weak links.

Policy financial institutions should provide credit support and other financial services for rural revitalization within their business scope, and increase support for rural revitalization.

Commercial banks should combine their own functional positioning and business advantages to innovate financial products and service models, expand the coverage of basic financial services, increase the scale of credit to farmers and agricultural business entities, and provide financial services for rural revitalization.

Rural small and medium-sized financial institutions such as rural commercial banks, rural cooperative banks, and rural credit cooperatives should mainly serve local agricultural and rural farmers, and the newly added loanable funds in the current year should mainly be used for local agricultural and rural development.