Bank characteristics of Changsha Bank

We will continue to promote "talent compulsion" and "people-oriented care", improve the mechanism, implement measures, and strive to build a professional, professional and commercialized "thousand-hearted team." On the one hand, use development achievements to motivate employees, attract employees with development prospects, and benefit employees with development achievements; On the other hand, by constantly strengthening the internal cohesion and appeal of the "Thousand Hearts Culture", the core talents have remained zero since 2004. "Harmony, stability and development" has become the main theme of Changsha Bank.

A new starting point contains a new mission, and new goals give birth to new actions. Changsha Bank will firmly seize the major strategic opportunities such as "enriching the people and strengthening the province" in Hunan, "building a two-oriented society" in Changsha, Zhuzhou and Xiangtan, and "taking the lead in economic and social development" in Changsha, continue to deepen its characteristic orientation, strive to build its core competitiveness, strive to promote the pace of regionalization, equity diversification and listing, and fully enter the strategic goal of "regional boutique listed bank" to make greater contributions to better serving the economic and social construction in Changsha and even Hunan! 1. Balance control and recovery: loans are balance control. Within the limit and term, the borrower can match the amount used each time. After the loan is returned, it can continue to be recycled until it reaches the highest balance or expires.

2. Flexible way: you can choose mortgage, pledge, guarantee and credit.

3. Ultra-high limit: the loan limit is only limited by the borrower's credit and guarantee methods, and the maximum credit method can reach 6,543,800 yuan, which is much higher than the overdraft limit of credit cards.

4. Pay back what you borrowed, and use the money flexibly: customers can go to the branch at any time and repay the money flexibly.

5. Maximize interest saving: customers do not calculate interest when obtaining the line, but only calculate interest according to the actual number of days when actually using the money, so as to maximize the cost of using the money for customers.

6. Financial management function: fast pledge, that is, ready to use, not only solves your short-term turnover difficulties, but also does not lose your time deposit interest. 1. Application report and application form for personal credit revolving loan line (unified format);

2. Valid identification materials, household registration book and marriage certificate of the borrowing couple;

3, occupation proof materials and income proof materials (unified format);

4, professional and technical qualification certificate, qualification certificate and other documents and a copy of the original;

5. Property certification materials such as real estate license and vehicle driving license (if any);

6. Guarantor's ID card, household registration book and income certificate;

7. Loan materials and proof of down payment (house and car sales contract or decoration agreement, budget, etc.). )

8. Power of Attorney for inquiring basic data of personal credit information of borrowers, couples and guarantors (unified format)