Can comprehensive insurance be used to offset the years of social security?

The establishment of the basic medical insurance system for urban residents is another major step taken by my country after the establishment of the basic medical insurance system for urban employees and the new rural cooperative medical system. The establishment of this system is an important task to improve people's livelihood, an important part of the construction of the medical security system and the improvement of the social security system, and a requirement for implementing the scientific outlook on development and building a harmonious socialist society.

At the beginning of the year, our city fully launched the basic medical insurance system for urban residents, including all non-employed urban residents in the insurance coverage, which won applause from the citizens. In our district, the District Committee and District Government attaches great importance to the basic medical insurance for urban residents. Based on the conditions of our district, we have formulated the "Implementation Measures for Medical Insurance for Urban Residents in Chenghua District (Interim)" and included this work in the "Chenghua District Committee and District Government" "Operation Benefiting the People" was quickly rolled out throughout the region. 2007 is coming to an end. How is the development of medical insurance for urban residents in our district this year?

Thousands of good things are not as good as the public reputation. When you walk into the district government service hall, you will find that the social security service window is the most bustling place with the largest number of people serving services. Among the rows of banners, the most numerous ones were sent voluntarily to the Social Security Bureau by the masses. One afternoon in early November, the reporter met Ye’s mother here. Mother Ye, who lives in the Mengzuiwan East Street community, is over 70 years old and is living on a minimum living allowance. She has a 48-year-old son with mental illness at home.

Due to financial constraints, from the onset of the disease in 1981 to the first half of this year, her son's illness was left unchecked and unable to go to a specialized hospital for treatment.

After the implementation of urban residents’ medical insurance, the staff of the Social Security Bureau learned about the difficult situation in her family. The staff of the Social Security Bureau took the initiative to introduce the benefits of residents’ medical insurance to Ye’s mother and told her: “The government takes care of mentally ill patients. Medical insurance implements low-income and high-enjoyment policies. If you sign up for your son’s insurance, you will have money to treat him!” On June 6 this year, Mother Ye went to the window of the Social Security Bureau of the District Government Service Center to purchase resident medical insurance for her son. On June 8, she sent her son to the No. 4 Hospital in the city for inpatient treatment. Mother Ye said: "Xiao Yang (referring to Yang Hong, a staff member of the District Social Security Bureau) calculated carefully for me. After joining the insurance, my son's hospitalization expenses can be reimbursed for about 80%, which makes the burden on our shoulders much easier.

Under the careful treatment of the doctor, my son’s condition has improved a lot.

If it weren’t for the warm and thoughtful service of the staff of the Social Security Bureau, they took the initiative to persuade me to buy residential medical care. Insurance, maybe my son’s illness is still delayed. I made a special trip to thank them today!” Ma Ping, who lives in Xiangmulin Garden, is a patient with renal failure. In order to treat the disease, her family has to pay about 25,000 yuan in dialysis fees every quarter. The huge medical expenses have brought a heavy burden to the family. After the implementation of urban residents' medical insurance this year, her children immediately purchased medical insurance for her. As of November, Ma Ping had reimbursed one outpatient and one hospitalization for special diseases, incurring medical expenses of 33,700 yuan, of which the overall fund paid 24,000 yuan, with a reimbursement ratio of 70%. The individual only bore 9,700 yuan of medical expenses.

Ma Ping’s family members happily said: “Resident medical insurance has indeed done a great thing for the people! We are grateful to the Social Security Bureau. With their patient guidance, we have fully understood the benefits of resident medical insurance. Relevant policies, thank them for their considerate service!” According to reports, there are many people like Ye Mama and Ma Ping who have benefited from the urban residents’ basic medical insurance system.

After the residents’ medical insurance was implemented in our district this year, people responded well and praised this system for solving the problem of expensive and difficult medical treatment. Residents’ medical insurance “is worth it no matter how tiring it is.” “During that time, every one of our staff members was hoarse, and a box of Golden Throats every day was indispensable!” Speaking of the days when we promoted urban residents’ medical insurance at the beginning of the year, Section Chief Yao of the Fund Collection Section of the District Social Security Bureau feels that although the work is hard, he feels happy, “After all, urban residents’ medical insurance is a great thing that benefits the people. As long as it serves the people and can solve their problems, no matter how hard the work is, It’s worth it even if we are tired!” This is not only the feeling of Section Chief Yao, but also expresses the sentiments of everyone at the Social Security Bureau.