Does the cerebral hemorrhage insurance company compensate?

Whether you can get compensation or not depends mainly on the insurance liability and amount you buy. Insurance is not all-inclusive. Every kind of insurance has a specific insurance liability, which means that it will clearly stipulate which insurance accidents you buy will pay. If you buy health insurance, you can get compensation, because health insurance is based on the occurrence of medical expenses caused by human physical diseases. If you purchase critical illness insurance and sudden cerebral hemorrhage reaches the conditions agreed in the insurance contract, the insurance company will pay compensation according to the agreed standards. If the purchase is an expense reimbursement, it will be reimbursed within the limit according to the agreed standards. However, if you buy other types of insurance, excluding health insurance, you can't get insurance claims. For example, if you only buy life insurance, you can't get compensation for cerebral hemorrhage unless it leads to death, because the responsibility of life insurance is to protect people's lives, and it can only be paid when life ends or insurance conditions are met.

Legal basis:

Article 12 of the Insurance Law of People's Republic of China (PRC) * * * When concluding an insurance contract, the applicant for personal insurance shall have an insurable interest in the insured. The insured of property insurance shall have an insurable interest in the subject matter insured at the time of the insured accident. Personal insurance is an insurance with human life and body as the subject matter. Property insurance is insurance with property and its related interests as the subject matter. The insured refers to the person whose property or person is protected by the insurance contract and enjoys the right to claim insurance money. The applicant can be the insured. Insurable interest refers to the legally recognized interest of the insured or the insured in the subject matter of insurance.