Is Chang 'an Bank a regular bank? Is it safe?

Chang 'an Bank is a regional joint-stock commercial bank approved by China Banking Regulatory Commission. This is a regular bank, of course, it is safe.

1. Changan Bank (full name Changan Bank Co., Ltd.) was established in 2009, headquartered in Xi City, Shaanxi Province. With the approval of China Banking Regulatory Commission, it was formed by the merger of five local corporate banking financial institutions, namely Baoji City Commercial Bank, Xianyang City Commercial Bank, Weinan City Credit Cooperative, Hanzhong City Credit Cooperative and Yulin City Credit Cooperative, and other promoters. After the establishment of Chang 'an Bank, its headquarters will be located in Xi 'an with a registered capital of 3 billion yuan. The head office will be located in Xi City, Shaanxi Province, with 9 branches including Baoji Branch, Xianyang Branch, Weinan Branch, Hanzhong Branch, Yulin Branch, Ankang Branch, Yan 'an Branch, Shangluo Branch and Tongchuan Branch, with a total of 94 overseas outlets. In addition, Gansu Tianshui branch is under construction.

2. On July 3rd, 2009, KLOC-0, Changan Bank officially opened in Xi 'an with a registered capital of RMB 3 billion. Relevant departments have issued financial licenses and business licenses for Chang 'an Bank. The newly established Chang 'an Bank will break through the restriction of a single city, gradually expand the development space, extend and construct the financing channel leading to the whole province and even the provinces, and increase the credit input to the local economy. Changan Bank will adhere to the business philosophy of "customer first, honesty first, pursuit of Excellence and common development", carry forward the corporate culture of "inheriting the glory of Han and Tang Dynasties, recreating prosperous Chang 'an, building a first-class enterprise and building a modern bank", adhere to the market positioning of "based in Shaanxi, facing the whole country, serving urban and rural residents and serving small and medium-sized enterprises", and make every effort to build a company with sufficient capital, excellent governance, strict internal control and safe operation.

3. Shaanxi Banking Regulatory Bureau and Provincial Administration for Industry and Commerce issued financial license and business license to Changan Bank respectively. The registered capital of Chang 'an Bank is RMB 3 billion, with shareholders of the original five merger and reorganization institutions accounting for 19.06% of the total share capital, and enterprises such as Yanchang Group, Coal Chemical Industry Group, Nonferrous Metals Group and Bank of Shang Qi 1 1 as new promoters accounting for 80.94% of the total share capital. After the reorganization, the non-performing loan ratio of Changan Bank is zero, the capital adequacy ratio reaches 22%, the corporate governance structure is perfect, and a professional management team is recruited to achieve the listing goal within three years.