Postal Savings Bank

In Wuxi, Mr. Wu is engaged in decoration engineering. After the Spring Festival, affected by the epidemic, the situation in accounts receivable collection was not good, but the orders placed years ago were in urgent need of payment. When Mr. Wu was in a hurry, he thought of the Postal Savings Bank. After the outbreak, Yixing Sub-branch of Postal Savings Bank vigorously promoted the "ultra-fast loan" business. After understanding his difficulties, the account manager of the Postal Savings Bank successfully helped Mr. Wu to apply for and spend a loan of 300,000 yuan on his mobile phone, and the loan arrived in the customer account in less than an hour. "The extremely fast loan speed of the Postal Savings Bank can be described as a timely help. Thank you very much! " Teacher Wu repeatedly praised the efficient and convenient service of the Postal Savings Bank.

This is a microcosm of the strengthening of online financial services by Jiangsu Branch of Postal Savings Bank during the epidemic.

During the epidemic period, in order to overcome the difficulty of inconvenient travel during the epidemic period, Jiangsu Branch of Postal Savings Bank gave full play to the advantages of online products and vigorously promoted online financial services such as "extremely fast loan" and "e-speed loan" to provide customers with more convenient and efficient services. Among them, the operating loan is "super fast loan", which can be applied, approved and lent online through mobile banking, and can be borrowed through "e fast loan"; Consumer loans include "post-salary loans" and "post-enjoyment loans", which can be used through "online loans".

Teacher Jie from Xingfeng, Dantu District, Zhenjiang is engaged in turtle breeding and sales. Affected by the epidemic, the recovery of accounts receivable after the Spring Festival is very bad, and turtle breeding needs to buy feed and maintain breeding equipment. After learning this news, the account manager of the Postal Savings Bank recommended "extremely fast loan" to Mr. Xie and instructed him to apply on his mobile phone by telephone. In less than an hour, 300,000 loans arrived at the customer's account.

A farmer raised more than 40 beef cattle in Daxing Town, suyu district, Suqian City. Affected by the epidemic, beef cattle can't be sold for a while, and funds are urgently needed to buy feed. The account manager of Daxing Town Sub-branch of Suqian Branch of Postal Savings Bank immediately contacted the customer and recommended the customer to apply for "extremely fast loan". He successfully applied for a loan of 200,000 yuan through mobile banking at home, and it took less than 20 minutes from application to payment.

Ms. Wu runs a convenience store in Changdian Town, Fengxian County, Xuzhou. During the epidemic, all the goods in convenience stores were sold out, and funds were urgently needed to buy them. At this time, roads in towns and villages in Xuzhou have been closed. After learning about this situation, the account manager of Xuzhou Branch of Postal Savings Bank took the initiative to get in touch with Ms. Wu through WeChat video and "face-to-face" to guide her to conduct "ultra-fast loan" online lending operation. It only took 15 minutes from application, approval to loan, and Ms. Wu successfully obtained 300,000 yuan of working capital.

It is worth mentioning that the Postal Savings Bank has made special efforts to simplify the process for customers who need emergency funds and cannot obtain loans through online channels. After the outbreak, relevant procedures will be supplemented and improved to provide convenient and fast financial services for small and micro businesses' capital turnover.

Related Q&A: Postal Savings Bank's online loan tips explain that due to our irregular use, the bank has manually frozen our account, so we can go directly to the bank outlets for consultation, which can better help us solve the problem. Personal suggestion: If there is a loan demand, you must learn to shop around, because we all know that the loan interest rates of different banks are different, and I hope everyone can know this. At the same time, it should be noted that if you encounter other problems, you must go to the bank as soon as possible for related business consultation. At the same time, we need to pay attention to the online loan access of the Postal Savings Bank. If the personal credit conditions are not up to standard, even if the customer's authorized credit line is approved, it will not be successfully withdrawn. If the postal savings bank system fails or is being upgraded, it will not be able to use the withdrawal function normally. Extended data:

Skills to get a loan: 1. Reasons for borrowing: In the process of applying for a loan, the lender should be frank and clear, and write down the purpose of the loan and the advantages of personal repayment in detail. Such as a good personal credit record. 2. Loan amount: The loan amount applied by the lender in the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what lenders want, and they certainly don't want their loan funds to see the movement of lending within half a month. If the loan amount applied by the lender is large, I suggest you reduce the loan amount appropriately, so the hope of passing the bank audit will be greatly increased. 3. Loan Description: Fill in the application materials, loan purpose, personal credit record, income source, repayment ability, family income, etc. in detail. Make sure that your loan can be repaid on time no matter when, where or how. 4. Loan repayment: After a successful loan application, the borrower must repay the loan within the specified time. Don't take chances and delay the repayment time, thus causing a bad personal credit record. In addition, the relevant departments will try their best to recover the loans in arrears.