What interesting things have happened to bank staff?

Taishan collapsed in front of it, and its face did not change color.

Facing the real estate customers whose capital chain is in jeopardy and about to expire, my bank leader actually kept a straight face and asked the customers to return the life-saving money to the bank.

That day, the head of the department, Lao Qian, secretly told me an industry secret: the risk director of a bank stopped the loan of a real estate developer, which led to the break of the other party's funds and was chased by a desperate real estate boss with a knife and almost died.

Old Qian didn't expect to stop other people's loans one day, but the ending was different. The real estate boss went bankrupt, but came out unscathed, got a promotion and a raise, and became the biggest winner.

Lao Qian is the department head of credit business and my boss.

He is a Virgo and has a natural sense of risk control. He has worked for 10 years, and his non-performing assets are almost zero. His legendary experience is still sung in the banking system of this city.

One day, the company came to a big customer, Lao Lin. Lao Qian thinks Lin is a dangerous person and may tarnish his perfect career.

Lao Lin, a small real estate developer, is one of the first entrepreneurs in Jiangnan to get the dividend of reform and opening up. 198 1, 17 years old, he started a building materials business in a town near our urban area and earned the first bucket of gold in his life. Since then, it has been out of control, doing trade, opening bars, operating hotels, and even advancing by leaps and bounds. At the end of 2009, Lao Lin, who was already very rich, turned his attention to the real estate business with a very serious bubble.

From today's point of view, we can't help sighing that Lao Lin's decision is-some David challenged Goliath's overreaching, not to mention that the real estate market in China showed a downward trend for the first time after years of rising-and it is conceivable that a small boss with a net worth of only over one billion wants to cross the barriers of many industries and set foot in a real estate industry that he has never set foot in before.

"-Be careful to rush into customers who are not familiar with the industry." Old money told me repeatedly afterwards.

After a brainstorming decision, plus some rough field trips and experience, the real estate company of Lao Lin and several partners was established. He photographed a piece of land in the development zone of our city and pieced together more than 10 billion, clamoring to build the largest hotel-style apartment complex in the city. He gave this great country a resounding name-Bandung Guangchang. Everything grows, business is booming, and Lao Lin's real estate dream looks beautiful. Has been completed, will realize his long-cherished wish to point out the country.

However, the real dilemma is that from the first pile of the foundation, it is doomed to be a protracted suffering. Only one month after the start of construction, it coincides with the introduction of the purchase restriction order. Buying 3 suites under the family name requires full payment.

The subsequent decline in housing prices and roads made many investors in Lao Lin disheartened and withdrew most of their funds in just two months. However, frequent accidents at the construction site, poor scaffold quality and soaring raw material prices have always plagued Lao Lin. Without in-depth personal experience, you can't experience infinite scenery outside.