7 Selected Articles from the 2023 Bank Control Work Annual Plan

The years go by too fast. At this time, we need to have a reasonable work plan in the new year. Every employee of an enterprise begins to write an annual work plan. By formulating plans and providing direction to organizational members, how can we write an excellent annual work plan for our position? Below is the 2023 annual bank control work plan that I have compiled for you. I believe it will definitely be helpful to you. 2023 Bank Control Work Annual Plan (Part 1)

In order to prevent and eliminate money laundering in our bank and ensure the stability of our bank’s payment and settlement. Comprehensively promote our bank's anti-money laundering work, crack down on all criminal activities involving drugs, smuggling, corruption and bribery, and illegal fund transfer activities, and purify social atmosphere to ensure that anti-money laundering measures are fully implemented, so that anti-money laundering work is organized, arranged, and It has been implemented. Based on the actual situation of our bank, an anti-money laundering leadership working group has been established. Director Wang Jiabi is the leader, Xu Yukun, Gao Can, and Chen Wu are members. The anti-money laundering work in 20XX has been systematically arranged as follows:

1. Improve the anti-money laundering internal control system.

In accordance with the requirements of our bank’s anti-money laundering internal control system, we must do daily work, report regularly, strictly manage accounts, and strengthen counter supervision.

2. Supervise the reporting of large amounts and suspicious data.

Guide and supervise the identification and reporting of large and suspicious RMB fund transactions in corporate business. The counter staff will supplement the transaction data and screen the cases on time every day. At the same time, a special post of anti-money laundering reporter was set up to be responsible for the daily operation of the anti-money laundering system, and to submit anti-money laundering-related monthly, quarterly and annual reports to superior departments on time.

3. Study and consolidate anti-money laundering regulations, policies and skills training.

Make anti-money laundering business training an important part of the study of laws and regulations, and incorporate it into the all-staff business training plan. The anti-money laundering leadership group will deploy and implement it in a hierarchical manner, and continue to target different positions and different business, organize and carry out multi-level, multi-channel, and various forms of anti-money laundering business training to publicize the good situation.

4. Strictly implement anti-money laundering propaganda.

In 20XX, our bank will carry out promotional activities during the Anti-Money Laundering Awareness Month. At that time, our Bank will hang anti-money laundering banners and post promotional slogans, set up points to distribute promotional materials and publicize anti-money laundering work to the society. Counter staff We must also do a good job in distributing promotional materials and publicizing anti-money laundering work to the public, so that everyone will realize the harm of anti-money laundering to society and consciously comply with and cooperate with the anti-money laundering work of financial institutions.

5. Accept regular and irregular inspections and do a good job of self-examination.

Strengthen audits and inspections, and incorporate anti-money laundering work into the scope of daily audits and inspections to safeguard anti-money laundering work. Conduct regular inspections of anti-money laundering work, especially the integration of account management, cash payment and bill business, carefully inspect the anti-money laundering business procedures operated by counter personnel, investigate and deal with problems found in a timely manner, prevent the occurrence of money laundering criminal activities, and perform well Legal obligations to combat money laundering and safeguard the country’s economic prosperity.

6. Pay attention to anti-money laundering work and organize a leadership group meeting.

The content of the meeting is mainly to summarize and exchange the situation of anti-money laundering work, learn about the current domestic anti-money laundering situation and tasks, as well as the operational techniques and methods of anti-money laundering work, and theoretically explain the anti-money laundering work situation. The necessity of money laundering work and clarifying the control and prevention of money laundering risks are important contents of our bank's risk management. Ensure that participants in the training have a deep understanding of the importance of anti-money laundering, and pass on the training content, operational techniques and methods to other employees, so as to jointly improve and master the basic knowledge and skills of anti-money laundering, improve their ability to identify suspicious transactions, and perform well This is an important responsibility. 2023 Bank Control Work Annual Plan (Part 2)

1. Focus on customers and provide settlement services.

Customers are the source of our survival. As the sales department is also the window to the outside world, the quality of service directly affects the credibility of our bank

1. Our bank has always advocated the "first inquiry responsibility system" and " We will continue to implement "full-time service", "standing service" and "three-ring service", and ensure that every employee can treat every customer patiently and satisfy customers.

2. As competition in the financial industry intensifies, customers have higher and higher requirements for bank services, not only in counter services but also in our bank’s service varieties. In addition to continuing to provide In addition to providing agency settlement for basic business and utility bills, we must also provide various products and services such as unified wage payment, tobacco PoS, open-end fund business, securities business, insurance, gold, etc. to improve our bank's comprehensive competitiveness. .

3. Actively strengthen the linkage with public and private companies, participate in public business, and become familiar with public business to better serve customers. Although the integrated business system has been implemented, it has not been truly integrated due to various reasons. It is necessary to strengthen service and marketing through the opportunity of company linkage.

4. Using the bank as a classroom, we will go into the community and hold bank-related knowledge and financial management knowledge lectures to increase people's financial knowledge, let customers know more about the bank, get closer to the bank, and integrate into our bank's business .

5. Continue to do a good job in telephone banking, self-service banking and online banking, and promote the use of online banking services to high-quality customers.

2. Strengthen internal control system management, prevent risks, and ensure work quality. With the increase in financial crime cases in recent years, we have higher requirements for operational standards and system implementation

1. Supervise the science and technology department to replace the computer interface of my business department as soon as possible, and then strictly In accordance with the requirements of the comprehensive business system, we implement the division of power, with one post and one card, and one person and one card, to strengthen the rigidity of system execution and improve the binding force.

2. Further strengthen the internal control and external defense of important links and important positions, focusing on strengthening account management (to ensure the quality of our bank’s account opening units) and door-to-door services.

3. Further strengthen the accounting and cashier system, strictly implement and inspect the accounting and cashier system, and standardize the use and storage of accounting seals and blank important vouchers.

4. Strengthen the process supervision of counter business and reduce the occurrence of counter errors.

5. Standardize business operation procedures, strengthen the general accounting daily inspection system to discover hidden dangers in a timely manner, reduce errors and eliminate settlement accidents.

6. Effectively implement the business guidance and inspection of branch offices.

7. Carry out regular assessment of accounting quality.

3. Put people first to improve the overall quality of employees and improve marketing performance. The quality of employees is fundamental to the development of a bank. Under the current frequent turnover of personnel, our business department urgently needs a high-quality team

1. Check the recruitment and employment of employees. The banking industry sounds beautiful, but it is actually full of competition and risks. Therefore, you need to have certain psychological quality and cultural accomplishment to work in our sales department. In terms of employment, suitable positions should be determined based on the employee's ability and the ability to maximize the employee's potential, thereby improving employee enthusiasm.

2. Strengthen business training, which is also the most urgent. Timely notification and reporting of training matters, basic knowledge such as cashier system, counter service process, comprehensive business system accounting system, new accounting subjects, and various Training for emerging businesses.

3. In the case of tight personnel, it is still necessary to strengthen on-the-job training. In addition to participating in the skills examination organized by the branch, it is also necessary to improve the professional level of employees.

4. Do diligent ideological work of employees, care and encourage employees, and strengthen employees’ psychological quality.

5. Carry out job rotation in a planned and purposeful manner to train each employee to transform from a single operation to a mixed multi-functionality.

6. Strengthen daily management work. Each branch shall clarify the responsibilities of each position, so that branch personnel can not only reasonably divide work but also unite and cooperate, and promote "linked marketing".

2023 Bank Control Work Annual Plan (Part 3)

1. Strict financial discipline and strict fund management

Financial personnel must improve their own quality, implement financial discipline to the letter, and manage Make good use of your employees’ money.

1. Strengthen budget management.

The budget work must adapt to the reform of the fiscal budget system, meet the needs of the reform of the internal management system of employees, and reasonably arrange various expenditures. Mobilize the enthusiasm of all banks in financial management, give full play to the supervisory function of financial supervisors, and manage the financial affairs of employees well.

2. Strengthen expenditure management.

(1) Strictly implement the budget plan.

(2) Strictly implement the approval system and standardize the use of funds.

(3) Strictly implement the countersignature system for expenditure invoices. Expenditure invoices need to be signed by more than two people, and the expenditure scope and expenditure standards of relevant national rules and regulations are strictly followed.

(4) Major expenditure projects of the bank, such as repairs, interior decoration, equipment procurement, etc., should be demonstrated in advance, the project budget should be prepared, collectively studied by the executive meeting, approved by the employee and teacher representative meeting, and reported to the central bank Approved and operated in accordance with relevant regulations.

(5) Procurement of items included in government centralized procurement shall be handled in accordance with prescribed procedures.

2. Do a good job in financial disclosure and supervision, and promote democratic management

Do a good job in financial disclosure and supervision, improve employee internal control systems, and increase employee financial transparency.

1. Do a good job in financial disclosure.

Student fee items and standards must be announced to the public on the public notice board at the entrance of the school to accept social supervision. Employees' daily income, expenses, major project construction, bulk purchases, house rentals, etc. must be disclosed at the teaching congress and administrative meeting, and announced among employees.

2. Do a good job in financial supervision.

(3) Every month, report the financial situation to the Central Bank and accept the audit and supervision of the Township Central Bank.

(4) At the end of each period, organize all teachers to settle bank funds, and archive audit inspection reports, rectification results and other materials.

3. Reasonable use of bank funds to promote bank development

Funds are the basic guarantee for the sustainable development of employees. Today, when funds are insufficient, only by using funds rationally can we promote the development of banks and play a role in serving teachers, students, and teaching.

1. Increase revenue and reduce expenditure, and eliminate waste. The use of water and electricity is a big expense for employees. The General Affairs Office should encourage faculty and staff to develop the good habit of turning off water and electricity at will to prevent waste.

2. Plant vegetables and raise pigs to improve welfare. The General Affairs Office should encourage faculty and staff to make full use of staff open space to grow vegetables, use leftovers to raise pigs, and improve the welfare benefits of faculty and staff.

3. Take good care of property and reduce losses. The General Affairs Office should encourage faculty and staff to establish a sense of ownership, take good care of employee property, improve the utilization rate of employee property, and reduce losses. 2023 Bank Control Work Annual Plan (Part 4)

Over the past year, I have conscientiously implemented the guidelines and policies of the State Council’s financial reform, studied closely around the adjustment of agricultural and rural economic structures, and carried out the tasks issued by the People’s Bank of China and higher-level associations. According to the annual task indicators, we lead employees to carry out various tasks.

1. I can conscientiously study relevant financial laws and regulations, learn relevant credit union business regulations and business knowledge, improve my business quality, strengthen my own integrity and self-discipline education, be loyal to my duties, and act in accordance with the law. At the same time, we regularly organize employees to study the spirit of relevant superiors' documents, strengthen employees' business learning, and strengthen employees' education on integrity and self-discipline, legal education and safety awareness education, so that all the work of the company can be operated in accordance with regulations and laws.

2. Strive to improve and improve the rules and regulations and pay close attention to their implementation, not only in accordance with the implementation of superior regulations, but also in formulating corresponding work guidelines and business assessment methods based on the actual situation of the company, so as to ensure that work is restricted and There is also mutual promotion, so that all tasks can be carried out smoothly and certain benefits can be achieved.

3. Work aspects:

1. According to the economic characteristics of the community area, we should do a good job in deposit organization work in a timely manner so that all employees have tasks and all employees work together to absorb deposits this year. In the first three quarters, the annual increase in deposits ranked first in the region.

⒉ Carry out timely work on “clearing illegal activities”, eliminating risks and collecting interest. At the beginning of the year, we made general arrangements and mobilizations for "cleaning up non-performing loans", and implemented collection work in a timely manner according to seasonal income conditions. We also organized a "100-day cleanup" campaign during the peak season of shrimp income. Non-performing loans were effectively controlled and benefits were achieved. Significantly improved.

4. Performance performance:

At the end of the year, the deposit balance is 10,000 yuan, with a net increase of 10,000 yuan. After completing the plan, the balance of various loans is 10,000 yuan, with an increase of 10,000 yuan, deposits and loans, Control within a reasonable proportion; the balance of non-performing loans is RMB 10,000, a decrease of RMB 10,000, and the proportion is reduced by 1 percentage point; the book profit amount is RMB 10,000, (the actual amount is RMB 10,000) and the plan is completed.

5. Insufficiencies:

My business level and management ability are not high, business development is slow, non-performing loans remain high, collection speed is slow, and "two stay" loans are increasing. Potential risks have increased. There are four companies with over-proportional loans, serious insufficient capital adequacy ratios, and book losses of 10,000 yuan. Office conditions, prevention facilities, and employee living conditions and working environments have not improved.

6. Improvement measures:

Strengthen your own business theory learning, further improve your business level and management capabilities, and increase the intensity of "cleaning up illegal activities", especially cleaning up "two stay" In terms of loans, we strive to solidly support "agriculture, rural areas and farmers" loans, reduce large and over-proportional loans, increase revenue and reduce expenditures, improve operating efficiency, increase capital adequacy ratios and loan offset ratios, reduce and resolve risks as soon as possible, and review the work of the year.

In 20XX, I will work hard to overcome my own shortcomings. Under the leadership of the Associated Business Section and the Credit Union, I will study hard, strive to improve my own quality, actively develop, perform work responsibilities, and obey leadership. 2023 Bank Control Work Annual Plan (Part 5)

20XX Anti-Money Laundering Work Plan

1. Strengthen anti-money laundering learning and education. The first is to require outlets to establish an anti-money laundering learning system. Each branch must designate a dedicated person to regularly download and collect anti-money laundering rules and regulations and related business notices issued by superior banks from OA and email, establish an electronic folder of anti-money laundering rules and regulations, and use morning meeting time and study time every Thursday to organize learning. And keep study records. The second is to carry out anti-money laundering knowledge learning activities. The branch will sort out the laws, regulations and rules related to anti-money laundering, package them and distribute them to all units to organize learning. At the same time, in order to test the learning effect, in March, a bank-wide anti-money laundering knowledge learning test activity will be carried out.

The third is to carry out anti-money laundering warning education. It is planned to convey the spirit of the speech of Wu Chengju, Vice President of the Provincial People's Bank of China at the video and telephone conference on combating money laundering crimes and their predicate crimes, and organize anti-money laundering personnel across the jurisdiction in early February. Watch the People’s Bank of China’s anti-money laundering warning educational film.

2. Carry out anti-money laundering training. It is planned to hold a professional training session for anti-money laundering full-time (part-time) personnel in April, and invite relevant personnel from the People's Bank of China to give lectures or have discussions. In July, a training course was held for corporate managers and financial personnel to learn relevant anti-money laundering regulations.

3. Increase anti-money laundering publicity. The better your publicity work is, the more understanding and support you can gain from customers. It is planned to hold two large-scale anti-money laundering publicity activities in June and October, and continue to carry out anti-money laundering publicity into downtowns, universities, and communities. During the event, each business outlet is required to hang anti-money laundering campaign slogans, carry out consultation activities on the streets, and scroll anti-money laundering videos in the business hall.

4. Strengthen anti-money laundering inspection and guidance.

The first is daily inspection, relying on the business department and making full use of the professional inspection team. During the business inspection, the three major anti-money laundering obligations (customer identification system, establishment of customer identity information and transaction record retention system, execution of large-amount transactions and suspicious transactions) are carried out. Transaction reporting system), included in the scope of inspections,

Second, it is planned to carry out anti-money laundering self-inspections and mutual inspections throughout the jurisdiction in May. Self-examination shall be organized by the branch itself. Mutual checks are arranged by branches, and some branches conduct cross-checks. Third, in September, we organized key anti-money laundering inspections to inspect branches whose daily work was relatively inadequate.

5. Continue to do a good job in the operation of the anti-money laundering suspicious transaction monitoring system 2023 Bank Control Work Annual Plan (Part 6)

With the increase in financial crime cases in recent years, we have been prompted to The standardization of operations and the implementation of systems have higher requirements. According to the actual situation of our bank's accounting and settlement work over the past year, the work mainly focuses on three aspects: service, quality, and quality. Now we will focus on these three aspects. Develop a personal work plan for the bank:

I have been working in the bank for many years and have served hundreds of customers. During my work, I constantly remind myself to work seriously and have a humble attitude. Customers are the principle of God. Therefore, my work has achieved remarkable results and has been recognized and supported by my customers. According to the actual situation of our bank’s accounting and settlement work over the past year, the work mainly focuses on three aspects: service, quality, and quality. The bank’s personal work plan is now formulated for these three aspects:

1. The focus of the work plan is still to focus on customers and provide settlement services. Customers are the source of our survival. As the sales department is also the window to the outside world, the quality of service directly affects the credibility of our bank

1. Our bank has always advocated the "first inquiry responsibility system" and " We will continue to implement "full-time service", "standing service" and "three-ring service", and ensure that every employee can treat every customer patiently and satisfy customers.

2. As competition in the financial industry intensifies, customers have higher and higher requirements for bank services, not only in counter services but also in our bank’s service varieties. In addition to continuing to provide In addition to doing a good job in agency settlement of utility bills, taxes, fiscal charges, traffic fines and confiscations, and BSP aviation agency, we must also do a good job in various service types such as highway network toll collection business, open-end fund acquisition business, and securities business that will be launched next year. , improve the competitiveness of our bank.

3. Actively strengthen contact with personal business, participate in personal business, and become familiar with personal business to better serve customers. Although the integrated business system has been installed, it has not been truly integrated due to various reasons, which is a shortcoming in the work of my sales department.

4. With the bank as the classroom, next year we will hold more lectures on bank settlement methods to increase people's financial knowledge, let customers know more about the bank, get closer to the bank and integrate into our bank's business.

5. Continue to do a good job in telephone banking, self-service banking and online banking, and promote the use of online banking services to high-quality customers.

2. Strengthen internal control system management, prevent risks, and ensure work quality. With the increase in financial crime cases in recent years, we have higher requirements for operational standards and system implementation

1. Supervise the science and technology department to replace the computer interface of my business department as soon as possible, and then strictly In accordance with the requirements of the comprehensive business system, we implement the division of power, with one post and one card, and one person and one card, to strengthen the rigidity of system execution and improve the binding force.

2. Further strengthen the internal control and external defense of important links and important positions, focusing on strengthening account management (to ensure the quality of our bank’s account opening units) and door-to-door services.

3. Formulate a work plan for financial personnel, further strengthen the accounting and cashier system, strictly implement and inspect the accounting and cashier system, and standardize the use and custody of accounting seals and blank important vouchers.

4. Focus on promoting the sale of payment ciphers to ensure the security of bank and enterprise settlement funds and further improve our bank’s means of preventing external settlement risks.

5. Standardize business operation procedures, strengthen the general accounting daily inspection system to discover hidden dangers in a timely manner, reduce errors and eliminate settlement accidents.

6. Effectively implement the business guidance and inspection of branch offices.

7. Carry out regular assessment of accounting quality.

5. Put people first to improve the overall quality of employees. The quality of employees is fundamental to the development of a bank. Under the current frequent turnover of personnel, our business department urgently needs a high-quality team

1. Check the recruitment and employment of employees. The banking industry sounds beautiful, but it is actually full of competition and risks. Therefore, you need to have certain psychological quality and cultural accomplishment to work in our sales department. In terms of employment, suitable positions are determined based on employees' abilities and the ability to unleash their potential, thereby improving employee motivation.

2. Strengthen business training, which is also the most urgent next year. The training plan has been submitted to the personnel department to prepare basic knowledge such as cashier system, payment and settlement methods, comprehensive business system accounting system, new accounting subjects, etc. and training on various emerging businesses.

3. In the case of tight personnel, it is still necessary to strengthen on-the-job training. In addition to participating in next year's technical competition, it is also necessary to improve the professional level of employees.

4. Do diligent ideological work of employees, care and encourage employees, and strengthen employees’ psychological quality.

5. Carry out job rotation in a planned and purposeful manner, and train each employee to transform from a single operation to a mixed multi-functional 2023 Bank Control Work Annual Plan (Part 7)

Implement the spirit of instructions from superior banks to strengthen internal control work, improve the internal control management mechanism, effectively prevent financial risks, promote the effective implementation of internal control work, operate in compliance with laws and regulations, and strive to achieve the goal of no cases or major violations throughout the year, and strive to shape our In order to improve the brand image of the company, we have specially formulated an internal control work plan for 20XX.

1. Overall ideas and work goals

In 20XX, the overall ideas and work goals of our bank’s internal control work are: focusing on the core work goal of the branch party committee’s profit exceeding 1 yuan in 20XX, adhere to With the guiding ideology of focusing on team building, strengthening supervision, preventing risks, ensuring safety, and promoting development, we will continue to promote the matrix internal control management model and implement the requirements of "three synchronizations" and "three shared responsibilities" to improve outlet self-control and line management. Starting from the management and control of the management department and the coordination and control level of the second line of defense leading departments, we will carry out in-depth compliance awareness education around the five aspects of education, establishment, evaluation, supervision and accountability, improve the quality of employees, enhance compliance operation capabilities, and strive to achieve full-year compliance The goal is to avoid cases and major breaches.

2. Strengthen and improve the construction of the internal control system and lay a solid foundation for internal control work

Strengthening and improving the construction of the internal control system is the basis for doing a good job in internal control and is an effective way to prevent the occurrence of financial risks in our bank. key. Our bank must, in accordance with the "Guiding Principles for Strengthening Internal Control of Financial Institutions" issued by the People's Bank of China, improve and improve existing rules and regulations, uniformly formulate business management systems and operating procedures, and strengthen credit management, fund management, accounting management, security Management and administrative management, strengthen the self-supervision of accounting, cashier, computer system and other positions and the handover and custody of seals, secret deposits, and blank vouchers, so that various internal control systems can be scientific, rigorous, restrictive and effective, thereby consolidating internal control work Base.

3. Strengthen the construction of the internal control team and improve the quality and ability of personnel

Strengthening the construction of the internal control team and improve the quality and ability of personnel are the basis for doing a good job in internal control. First, internal control personnel should work hard on learning, strive to strengthen their own learning, learn internal control laws, policies and various systems, establish the concept of work-based learning and study-based work, and strive to improve their ability to solve new situations and new problems that arise in internal control work. ability, deeply understand and accurately grasp the basic connotation, principle requirements and importance of internal control work, and effectively enhance the initiative and pertinence of the work.

Second, internal control personnel must work hard to improve their work capabilities. They need to clearly understand the situation, pay attention to hot spots, grasp key points, coordinate relationships, improve adaptability, truly do a good job in internal control work, and serve banking business management and economic development. Third, internal control personnel must face up to their own status and role, mobilize their enthusiasm for work, carry forward the spirit of teamwork, play a collective role, establish a new concept that internal control work is also productivity, and give full play to the role of internal control work. Fourth, internal control personnel should strengthen the construction of party style and clean government, implement the unified deployment of our bank's responsibility system for building party style and clean government, and clarify responsibilities and strengthen supervision in accordance with the requirements of "responsibility, supervision and accountability" to lead by example and lead by example. Be honest and self-disciplined and avoid any violations.

IV. Strengthen the collection of internal control information and understand the progress of internal control work

Internal control information is the foundation and key to good internal control work. It is necessary to further establish and improve the internal control information system and expand the information system Coverage to ensure adequate flow of information. On this basis, strengthen the collection of internal control information, make good use of internal control information, timely grasp the status of internal control work in each organization and each line, and provide information guarantee for the design, execution and feedback of internal control. Establish an information connection and regular contact mechanism with our bank and its dedicated internal control management department to promptly, truly and completely convey regulatory intentions, exchange information, and communicate issues. It is necessary to establish an error information recording platform to record various error information, and increase supervision of the implementation of business error rectification and punishment of relevant responsible persons.

5. Focus on the internal control objectives, do a good job in eliminating risks and preventing cases

We must closely focus on the internal control objectives, effectively do a good job in eliminating risks and preventing cases, and improve the scientific and scientific nature of internal control supervision. Targetedness and effectiveness.

1. Firmly establish the awareness of all employees to eliminate risks and prevent cases. Every employee must study hard, master the causes and patterns of financial risks, and deepen the awareness of being wary of risks, facing risks, managing risks, and preventing risks into their own hearts. In any position and in any work, they must keep safety in mind. Xian, never forget financial risks. We must strengthen ideological and moral education, keep ourselves clean, treat fame, fortune and money correctly, be strict with ourselves, guard against minor changes, consolidate spiritual pillars, build a strong ideological defense line, achieve high standards in work, strict requirements in life, and a high level of style, and put an end to all Bad behavior and corrupt styles in society. It is necessary to strictly implement various work systems, ensure that there is no discussion on the system, no face on the system, and implement compliance management, compliance operations, and compliance operations into practical work. You must understand and master the key points of internal control, combine it with the actual situation of your job, pay attention to everything, care about everything, be able to detect and eliminate existing financial risks in a timely manner, ensure the safety of bank assets through compliance with laws, and achieve maximum benefits.

2. Strengthen the construction of compliance culture and further enhance the awareness of employees in operating in compliance with laws and regulations. It is necessary to organize all employees of the bank to conscientiously study a series of documents such as the China Banking Regulatory Commission's "Notice on Increasing Efforts to Prevent Operational Risks", "Guidelines for the Management of Operational Risks of Commercial Banks", "Professional Ethics for Banking Employees", and strengthen the "Job Compliance Manual" and other documents Training on rules, regulations and various business operating procedures, and through learning and training, an internal control culture that is consistent with the actual conditions of our bank has been established. Every employee must identify with our bank's internal control culture, penetrate the internal control awareness and internal control culture into the depths of his or her thoughts, and make it their own conscious behavior, deepen their understanding of compliance operations, learn and understand rules and regulations, and enhance their ability to implement the system and Consciousness, forming a work standard of complying with laws and regulations in everything, and building an indestructible moral wall in the heart.

3. Conscientiously implement the crime prevention work system, eliminate risks, and prevent cases. It is necessary to adhere to the case situation analysis meeting system, and all employees participate in the case situation analysis meeting to improve risk elimination and case prevention awareness. Carry out job rotation and exchanges for the heads of operating agencies and employees in important positions. Regularly inspect, evaluate and supervise management work such as job exchanges and compulsory leave. It is necessary to strengthen the supervision of grassroots leaders, employees in important positions who are "out of eight hours" and their social circles, grasp abnormal behaviors, eliminate hidden risks in a timely manner, and prevent cases from occurring.

6. Effectively implement the internal control rectification mechanism and strengthen the monitoring and analysis of internal control issues

It is necessary to carry out a major inspection of business operational risks in accordance with the spirit of the notice of "conducting a comprehensive on-site inspection" by the Banking Regulatory Bureau. , implement corrective measures and avoid operational risks and regulatory risks. It is necessary to check all aspects of problems such as deposits, counter operations, accounting settlements, credit business, bill acceptance and discounting, bank cards, interest rate management, security and treasury management, and promptly rectify any problems found to ensure that all rectifications are in place. On the basis of self-examination and evaluation of functional management and business departments, quarterly inspections should be carried out to inspect the implementation of the party's work style and clean government, the responsibility system for case prevention and the implementation of related systems, and put forward rectification suggestions for the problems discovered during the inspection. And supervise and help them implement rectifications and strengthen internal control management. It is necessary to strengthen the monitoring and analysis of internal control issues, put forward rectification opinions and requirements, help supervise rectification, and continuously improve the level of internal control management.

7. Improve the internal control incentive and accountability mechanism, and strengthen the high-pressure situation of case prevention

It is necessary to improve the internal control incentive mechanism, further establish and improve the reward system for reporting violations, unblock reporting channels, and establish a system for reporting violations. Report e-mails and encourage employees to promptly report violations and clues through various channels. All reports and verification work must be done in a timely manner, and clues involving major violations revealed in letters, calls, and visits from the masses must be verified in a timely manner and thoroughly investigated. It is necessary to strengthen the accountability mechanism, and those responsible for violations of regulations and disciplines found in various inspections must be investigated and punished based on the records. It is necessary to continue to strengthen the case accountability system, strictly implement the two-line accountability and two-level accountability for major cases for cases not discovered by self-examination, and seriously investigate and deal with those directly responsible and leaders. Cases or major liability accidents caused by the inaction or disorderly behavior of leading cadres must be strictly held accountable and dealt with seriously. It is necessary to strengthen the high-pressure situation of case prevention, strictly implement the accountability system, and establish iron disciplines. No matter who they are, they will be treated equally in abiding by the rules and regulations. There will be no privileges, no appeasement, no exceptions, no examples, and all problems will be investigated to the end. Establish defenses at all levels, check everything, check everything, and do a good job in internal control work

8. Strengthen comprehensive construction and improve the level of anti-money laundering work

It is necessary to strengthen comprehensive construction and straighten out relationships , improve efficiency and enhance the level of anti-money laundering work. First, expand the scope of anti-money laundering business monitoring to cover all aspects of banking business such as domestic settlement, international settlement, clearing, bank cards, and savings, forming an anti-money laundering system with wide coverage, clear division of labor, clear responsibilities, and strong operability. Organizational management system. Second, report large-value and suspicious transactions as required, and basically complete system maintenance and balance verification. The third is to strengthen anti-money laundering inspections and strictly urge rectification of problems discovered during inspections. The fourth is to strengthen the learning and training of all reporters and information officers of our bank to improve anti-money laundering business skills. The fifth is to strictly implement various rules and regulations related to account management, conscientiously perform anti-money laundering responsibilities, conduct due diligence on the opening and closing of corporate accounts, pay attention to the review of valid documents when handling business over the counter, and prevent the occurrence of anonymous, pseudonymous and invalid documents. The status of business transactions.