Can the bank exchange money?

Banks can change small change, and large amounts require an appointment. According to China's RMB management regulations, bank outlets should handle the exchange business of small change or whole banknotes for citizens in accordance with the principle of reasonable needs. If you go to the bank to change small change into whole money, you will be charged a handling fee. The charging standards are as follows: bank charging standard and change standard.

Banks can exchange small change, and each outlet is equipped with small change, mainly to ensure the daily deposit and withdrawal business needs. If you want to change money, it is recommended to contact the outlet at least one day in advance to make an appointment, and then go to the bank to change money on the appointed day. At the same time, the amount of change provided by outlets every day is limited, and it is very likely that it cannot be exchanged on the same day.

If it is a large exchange, customers are advised to contact the outlets in advance to make an appointment, so as to ensure the success of the exchange.

ICBC is exempt from private business, with a minimum of 5 yuan 100 sheets (sheets) and above. 2 yuan will be added for every 100 piece (piece). Coins, paper money of 1 yuan or less.

Agricultural Bank of China is exempt from private business. For 5 yuan with a minimum charge of more than 500 pieces, 1 yuan coins and 1 yuan or less banknotes will be added for every 300 pieces.

China Bank is exempt from private business, and 500 sheets (sheets) and above will be charged as per 5 yuan, and each additional 100 sheets (sheets) will be charged 1 yuan. Coins, 20 yuan and below banknotes.

CCB is exempt from private business, and 5 yuan is charged for 500 sheets (sheets) or more, and 1 yuan is charged for each additional sheet (sheet). Coins, paper money of 1 yuan or less.

The change process of China Bank;

1. Call the banking service number to make an appointment, and explain the denomination and quantity of the required change, exchange date, personal contact information, etc.

2. Go to the bank for business according to the time agreed by telephone;

3. Confirm the information with the counter staff and complete the replacement.

Note: Banks do have change service, but due to the limited change, in order not to affect the normal work of banks, you need to make an appointment one day in advance to get change.

If it is found that a staff member deliberately refuses to replace it, you can call the bank customer service phone to make a complaint. Coin exchange belongs to the RMB voucher swap business stipulated in the Regulations of People's Republic of China (PRC) Municipality on the Administration of RMB. Article 24 of the Regulations stipulates: "Financial institutions handling RMB deposit and withdrawal business shall handle RMB securities swap business according to the principle of reasonable needs." Therefore, it is a legal obligation for banks to reasonably adjust securities (exchange coins).