What bank card is UnionPay?

As a joint organization of China's bank cards, China UnionPay is in the core and pivotal position in China's bank card industry and plays a fundamental role in the development of China's bank card industry. Through the inter-bank transaction clearing system of UnionPay, banks have realized the interconnection between systems, thus enabling bank cards to be used across banks, regions and borders.

On the basis of building and operating the inter-bank transaction clearing system of UnionPay and realizing the universality of bank card networking, China UnionPay actively cooperates with commercial banks and other industrial parties to promote the unification of UnionPay card standards and specifications and build its own bank card brand; Promote the development and application of bank cards.

Maintain the market order of bank card acceptance and guard against bank card risks. Through the inter-bank transaction clearing system of UnionPay, the interconnection and resource sharing among commercial banking systems can be realized, and the inter-bank, inter-regional and cross-border use of bank cards can be ensured.

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Service scope of UnionPay account:

Manage and operate UnionPay logo. For example, banks are authorized to issue dual-currency credit cards (mainly RMB and USD) with the logos of China UnionPay and other credit card companies. Most bank cards circulating in Chinese mainland bear the UnionPay logo. Construction and operation of a unified national inter-bank information exchange network for bank cards.

In fact, the service of China UnionPay has surpassed that of Chinese mainland. In China, Hongkong, Macau and Taiwan Province provinces, as well as more than 65,438+060 countries or regions such as Korea, Thailand, Singapore, Japan, the United States and Germany (as of June, 438+07, 1965), UnionPay services can also be used in some areas, including inquiry, credit card consumption and cash withdrawal.

Provide advanced electronic payment technology and professional services related to bank card interbank information exchange. In major cities of Chinese mainland, most ATMs are affixed with the UnionPay logo, which can provide services for bank cards with the China UnionPay logo. Carry out technological innovation of bank cards.

Baidu Encyclopedia-China UnionPay