Can credit information really be washed away?

Once the credit information is tainted, it will not only affect the personal loan application, but also affect many places in life. It can be said that it is embarrassing to hit a wall everywhere, so countless people want to whitewash their credit information and search for relevant answers everywhere. So can credit information be whitewashed?

Can credit information really be washed away?

What is certain is that personal credit information cannot be washed away, and the stain on credit information can only be eliminated by time. It is valid for five years. When the validity period comes, the credit stain will be automatically eliminated in metropolis, provided that the user has paid off the debt, otherwise the credit stain will accompany him for life.

Credit information shall be uniformly managed by the Credit Information Center of the People's Bank of China, and no person or organization may change the credit information without permission. Credit investigation is authoritative and legal. Once someone or organization is found to modify or even delete credit information, it will be punished by criminal law.

The above is the answer to the question whether credit information can really be whitewashed. I hope I can help you. If someone says you can whitewash your credit, don't believe it. The other party must be a liar, and it will not do any good to your personal credit after paying the money.