Hello, I have a work permit from the traffic accident insurance company. I work in an individual garage. Excuse me.

If you want to sue, there are two differences:

1. Do you want to mention that you found this repair shop yourself? Or is this factory recommended by the insurance company?

If this garage is recommended by an insurance company, you can directly sue the two companies together. (It is very simple to tell whether it is recommended by an insurance company, just look at whether this factory is an agreement cooperation factory of an insurance company. If there is, there will usually be an iconic nameplate issued by an insurance company hanging in the garage. )

2. Do you have any objection to the contents of distinguishing maintenance items in the loss list? If there is no objection, then there is no fault in the insurance company's liability for fixed loss; We can only sue the repair shop for dishonest operation and fraudulent operation.

Of course, you can also sue the insurance company for joint liability at the same time, because the regulations clarify the responsibility and obligation of the insurance company to supervise the maintenance of the auto repair shop that undertakes the accident vehicle maintenance of its insured, so as to ensure the quality and quantity of the accident vehicle maintenance.

Above all, I suggest you complain to the insurance company first, or even to the claims department and inspection department of the insurance company in person, and put pressure on the insurance company to solve the problem with the power of the insured until you complain to the CIRC. Under normal circumstances, because there are responsibilities and obligations of insurance companies in the regulations, you can't complain too much, and insurance companies can't get away with it.

PS: Usually, the claim is that the insurance company will fulfill its responsibilities and obligations and transfer your car to a manufacturer for repair.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.