20 19 old rural insurance policy

The new rural social endowment insurance (referred to as "new rural endowment insurance") is referred to as the new rural endowment insurance, which is relative to the rural endowment insurance carried out in previous places. Hu Xiaoyi said that the old rural endowment insurance was mainly paid by farmers themselves, but it was actually a self-saving model. The biggest feature of the new rural endowment insurance is the combination of individual contributions, collective subsidies and government subsidies, and there are three financing channels. "In particular, the central government subsidizes local governments, and this subsidy is directly subsidized to farmers. I think it is another major policy to benefit farmers after canceling a series of policies to benefit farmers such as agricultural tax, agricultural direct subsidy and new rural cooperative medical system. " In addition, different from the old model of establishing farmers' individual accounts, the new rural endowment insurance draws lessons from the current model of unified accounts for urban workers. According to relevant sources, the payment structure of the new rural insurance is divided into two parts: basic pension and personal account pension. The basic pension is fully guaranteed by the state finance, which means that all farmers in China will enjoy the state's inclusive pension after the age of 60. However, relevant people stressed that the upcoming new rural insurance is still in the pilot stage. "The new rural insurance policy should be gradually pushed forward after the pilot is perfected, which does not mean that everyone will receive money from tomorrow." According to the plan, by 2020, all farmers will enjoy the new rural insurance. There are several differences between the new rural insurance implemented in some places before and the old farmers: First, the financing structure is different. In the past, the old farmer's insurance was mainly paid by farmers themselves, but it was actually a self-saving model. The biggest difference of the new rural endowment insurance is the combination of individual contributions, collective subsidies and government subsidies, which are three financing channels. In particular, the central government subsidizes local governments, which directly subsidizes farmers. It is another important policy to benefit farmers after canceling a series of policies to benefit farmers, such as agricultural tax, direct agricultural subsidy and new rural cooperative medical care. Second, the old rural insurance mainly established farmers' accounts, while the new rural insurance designed two parts: one is the basic pension, and the other is the personal account pension. The basic pension is fully guaranteed by the state finance. In other words, all farmers in China will enjoy the national universal pension after the age of 60. Of course, the new rural insurance policy will be gradually promoted after being perfected through pilot projects, which does not mean that everyone can receive money from tomorrow.

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