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Why is the online merchant bank number empty?
Although the online merchant bank has no offline outlets, it is also a formal banking institution officially approved by the China Banking Regulatory Commission, and it is one of the first batch of private banking institutions approved to open in China. Like ordinary banks, joint-stock banks and rural commercial banks, including the four major banks, are protected by deposit insurance regulations, and deposits within 500,000 yuan are risk-free.
The security aspects of online commercial banking technology are as follows:
1, such as multiple authentication, including identity authentication, password authentication, SMS authentication, and even biometric authentication such as fingerprint and face scanning, can be used to strengthen the security of personal fund accounts.
2. For online bank transfer or cash withdrawal, you can only withdraw your own account. At present, the account of the online merchant bank belongs to the second-class account, which means you can't transfer money to others.
Extended data:
Development:
On June 25, 20 15, the online merchant bank officially opened.
2065438+July 2005, the first Internet pure credit loan of online merchant bank was issued in Tonglu, Zhejiang. The online merchant bank announced the launch of the "Support Program for College Students' Returning to their Hometown for Entrepreneurship".
2065438+In August 2005, the online merchant bank joined hands with CNZZ, a China traffic statistics website, to launch a traffic loan for small and medium-sized entrepreneurial websites.
From 2065438 to September 2005, the online merchant bank launched Wangnong Loan, the exclusive product of rural finance, to provide internet credit services for users in rural areas and promote inclusive finance.
On 20 15 10, online merchant bank and AliPay launched word-of-mouth loans for offline small and medium-sized catering businesses.
On 20 15, 1 1, the online merchant bank launched the double eleven loan promotion for small and micro businesses on Tmall Taobao.
By the end of February, the number of small and micro enterprises served by online merchant banks exceeded 500,000.
By the end of February, 2065438+2006, the number of small and micro enterprises served by online merchant banks exceeded 800,000, and the credit funds provided to small and micro enterprises exceeded 45 billion yuan.
2065438+In March 2006, the online merchant bank APP was officially launched.
Baidu Encyclopedia _ Online Business Bank
Online Banking-Frequently Asked Questions
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