Is it true that the mobile phone received a consumer finance bill with medical insurance electronic certificate written under it?

it's true. Received SMS notification of consumer finance. There will be the following situations: if you borrow money on the consumer finance platform and it is overdue for a certain period of time, then the SMS notice you received may be true. Of course, it is not excluded that some consumer financial platforms will put pressure on you in this way. If you encounter this situation, you'd better negotiate with the consumer finance platform and pay back the arrears as soon as possible. If we drag on, there may be other negative effects besides being sued. Finally, I would like to advise you not to borrow too much! Because some consumer financial institutions will prosecute users who are maliciously overdue, it is also possible for users to receive the notice of filing arrears. However, many consumer financial institutions and lending platforms will put pressure on debtors by sending SMS notifications, but in fact they have not prosecuted, so many people do not believe it. However, if you receive a court summons or something, you need to pay attention to it. Of course, users should maintain good repayment behavior whether they sue or not. After all, in addition to prosecution, there are still many negative effects caused by overdue. For example, after these platforms are overdue, they will report to the central bank for credit information, and they will be called by the platform and the third party to call the emergency contact. The overdue penalty interest will continue to accumulate with the number of overdue days, so everyone should deal with the arrears as soon as possible. Once it is necessary to sue, it will be more troublesome. Generally, the arrears are overdue for more than 9 days, and no matter how much money, they will be prosecuted. If your debt is personal, it is a civil dispute, which belongs to the scope of court acceptance. There is no legal minimum limit on the amount of debt. Theoretically, you can also sue in court if you owe one yuan. If the amount owed is relatively small, it is up to the parties themselves to decide whether it is worth suing. If the borrower is really unable to repay, he should negotiate with the bank as soon as possible to express his willingness to repay and reach a repayment agreement as far as possible. If no agreement can be reached, the bank will file a civil lawsuit, and the court will mediate or make a judgment according to the situation. If you owe money from the bank, no matter how much, if you have not paid for more than 3 months, it will be very serious.