Why did the bank clerk take the deposit? He said to the bank: I didn't force the customer, he volunteered.

Obtain the optimal loan-to-deposit ratio. Bank deposit means that at the end of the month, banks spend a huge price to pull deposits for their own units. The reason is only three words-"loan-to-deposit ratio". Loan-to-deposit ratio, that is, the total amount of bank loans divided by the total amount of deposits, loan-to-deposit ratio case is not as high as possible, but there should be a degree. In order to prevent excessive expansion of banks, the central bank currently stipulates that the highest loan-to-deposit ratio case of commercial banks is 75%.