When the applicant is a natural person, but the applicant is not equal to the owner, an applicant is allowed to take out compulsory insurance and commercial insurance for up to three cars.

When the applicant is a natural person, but the applicant is not equal to the owner, an applicant is allowed to take out compulsory insurance and commercial insurance for up to three cars.

This is the regulation of registration in real-name registration system, the insured. At present, several provinces in China implement the real-name registration system of auto insurance. The insured and the owner must be consistent, and the insured must pay in his own financial account, including bank card, WeChat and Alipay. If the insured and the owner of the vehicle are not the same person, and the immediate family provides proof, they can be regarded as the same person, not immediate family members. The owner of the insured needs to go to the counter of the insurance company to record and video.

Real-name registration system has become the standard requirement of many industries. In 2000 and 2006, China's banking industry and securities industry successively implemented real-name registration system registration. Realizing the real-name registration system of auto insurance claims is conducive to protecting the right to know and choose of insurance consumers and further rectifying the chaos in the auto insurance market; It is conducive to strengthening the authenticity management of customer information of financial institutions; It is beneficial to verify the consistency of customer information in the process of underwriting and claim settlement; At the same time, it is also conducive to preventing financial risks; It is conducive to cracking down on money laundering, commercial bribery and other illegal and criminal acts. According to reports, the real-name certification of auto insurance policyholders is aimed at auto insurance business except motorcycles and tractors. For paying customers whose insured or insured is a natural person, their real names must be verified through the mobile phone number verification, insurance SMS verification and auto insurance payment real-name authentication system of China Baoxin National Auto Insurance Platform. If the applicant is a legal person or other organization other than a natural person, the insurance company shall verify its real name by itself. Auto insurance payment is subject to real-name authentication, and insurance companies, insurance intermediaries and insurance practitioners are prohibited from paying premiums in various forms.

Real-name authentication process of auto insurance payment

The real-name authentication process of car insurance policyholders will include the following links: First, the verification of mobile phone numbers. If the applicant or the insured is a natural person, it is necessary to actively verify the mobile phone number under the name of the applicant through the national auto insurance information platform to verify the rationality and repeatability of the mobile phone number. The total number of different policyholders and insured persons corresponding to the same mobile phone number cannot exceed two, and more than two people will not be able to obtain the verification code. The second is SMS verification. When the insured or the insured is a natural person and the insured vehicle is a family car (the vehicle type is a bus with less than six seats or a bus with six to ten seats, the use nature is non-operating and the owner is an individual), SMS verification should be actively carried out through the national auto insurance information platform. The SMS verification code is pushed to the mobile phone reserved by the insured or the insured. The third is the real-name verification of payment account information. The insured is a natural person, and can pay the premium by using the bank card, Alipay, WeChat or cash payment of his real name account. Before paying, the Power of Attorney for Real Name Authentication of the Insured shall be signed to authorize the insurance company to verify the payment account. When the payment account is consistent with the applicant's verification, the payment is successful and the insurance policy can be printed.