Is it reliable to borrow money from Xiaobaiyouka?

Not reliable, online loans have to go to formal platforms or banks. And the niche lending platform is not reliable. Xiaobaiyou Card was opened without a registered member. When it bounced to 99 yuan, a registered member had no choice but to register, and then immediately asked for a refund, which was ignored. If you complain about a refund yourself, you should have a chance to get a refund. I just don't know if anyone succeeded.

The opening of Xiaobaiyouka is nothing new. I came out two months ago, but at that time I saw it on piggy bank, Xiang Hao Loan and other platforms. Because the system prompted to buy a membership card, many users gave up directly, thinking it was a fake opening. But in fact, the cut is true, but the pass rate is not that high. As for the membership card, it is not directly related to the next paragraph, and users who want to apply don't have to buy it. At present, the audit method adopted by Kouzi is similar to other products. After the initial review of the platform, it must be approved by the employer, so you can pay more attention to the employer when applying. Loan amount: up to 200,000. Lending term: the longest term is 12. Application conditions: age 22 -55, mobile phone operator certification for not less than 5 months, non-student user. Application materials: identity authentication, personal basic information, mobile phone number authentication, bank card binding, contact information, etc. Whether to inquire about credit: If the application is not inquired, the employer will decide whether to inquire about credit after the deadline.

Application strategy:

1, the mouth is really a new product recently launched, and from the feedback, the pass rate has been very good since it was launched. At present, there have been many cases of my brother following the trend, and you can apply if necessary.

2. After submitting the materials, you don't call back. The first loan amount is generally 5000- 12000, and the cycle can be divided into 12 periods.

3. After the product is submitted, if the loan supermarket is displayed or members need to be purchased, these two cases have been declined. Please don't pay for membership. After the information is submitted and approved, the loan amount will be displayed, and you can match the funds by clicking cash withdrawal.