Dynamic password problem of bank of communications online banking mobile phone

There are two kinds of online banking in Bank of Communications, one is U Shield (70 yuan) and the other is SMS password version (free).

According to your description, I think you want to apply for the SMS password version of online banking. This is a dynamic password, which will be sent to your reserved mobile phone every time you spend or transfer money, combined with your own payment password for double protection.

Dynamic SMS reminder service is a service of credit card consumption. After each consumption, the credit card center will inform you of the consumption amount by SMS to prevent the credit card from being stolen and let you know the credit card better and in time. This is a charge. After opening, it will be automatically deducted from the credit card every month, which is also your monthly account. You can choose whether to open it according to your own needs.

If you just want to buy online safely after opening online banking, and most of them are small transfers, you only need to open the SMS password version of online banking, and no fees will be charged. Go to the Bank of Communications and tell the lobby manager that you want to apply for SMS password version of online banking, and they will help you fill out the form and then go to the counter.

Oh, one more thing, don't forget to turn on the online payment function so that you can spend online.