How to query the bank card payment limit bound by WeChat?

Query the bank card payment limit bound by WeChat as follows:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: v8.0. 18

1. Log in to WeChat and click "I"; Click "Pay" again; Then select "wallet"; Click on the "Bank Card" column, select the bank card for which you want to inquire the limit, and click in to see the single limit and daily limit. Different bank cards may have different limits.

2. If you want to check the WeChat change limit, click "Wallet" on the "Payment" page and click "Change"; Then click on the "Frequently Asked Questions" below; Then click "Annual Limit of Small Change Payment" in "Usage Rules"; Then click on the column "What is the payment limit of WeChat change" to find the payment limit of WeChat change. Different levels of account identity information provide different annual payment quotas, among which the annual payment quota of Class I account (bound with a bank card) is 1 1,000 yuan; The annual payment amount of Class II account (ID card authentication+binding two Class I savings cards or credit cards) is 6,543,800 yuan; The annual payment of Class III account (ID card authentication+binding four Class I savings cards or credit cards) is 200,000 yuan.

First, the payment limit of different scenarios of WeChat.

1. Annual limit of personal WeChat payment

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: v8.0. 18

The change payment limit of personal WeChat is 200,000 yuan a year (all micro-signals registered with the same ID card enjoy this limit). After 200,000 yuan, it is necessary to open a Weizhong bank account and increase the payment limit. After opening, the default annual limit is 500,000. Generally, after reaching the limit, WeChat will automatically pop up a prompt box to open a micro account; Or enter "WeChat change limit" in the "Tencent Customer Service" applet, and an opening prompt will appear. Just follow the prompts to open it.

2. WeChat red envelope limit

WeChat red packets are divided into ordinary red packets and mass red packets. The single limit of ordinary red envelopes is 200 yuan, which may be increased in some special festivals. For example, at 5: 20, a single red envelope can be promoted to 520 yuan at the highest, and the total amount of change red envelopes distributed on that day can reach 6,543,800 yuan.

3. WeChat transfer limit

When using WeChat change to transfer money to the other party, the general single limit is 50,000 yuan, and the maximum daily transfer can be 200,000 yuan; If the bank card is not bound, the daily limit of a single transaction is 200 yuan, and the maximum daily transfer is 1 1,000 yuan. If the bank card is bound, the limit of each bank will be charged if the bank card is used to transfer money. Later, Sesame will send you the limit link of WeChat to each bank.

If it is the payee, the single payment limit is 3000 yuan without bank card, and there is no limit with bank card.

4. WeChat scan code payment limit

Wechat code scanning payment means that when we shop in the store, we open Wechat and scan the QR code of the merchant's collection for payment. When using WeChat change to pay, the single limit is 50,000, and the single day is 200,000; When using a bank card, it is limited by the amount of each bank on each WeChat.

5. WeChat credit card payment limit

The so-called WeChat credit card payment means that we open the WeChat payment code and the cashier scans our dynamic payment code with a small white box or a scanning gun for payment.

Wechat credit card payment is divided into three levels: A, B and C according to the different risk prevention ability and transaction verification method (as long as the bank card is bound, it is basically A after setting the payment password).