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What does the Agricultural Bank of China mean by robbing the same day?

On-day offset means that the transfer on the same day is unsuccessful, and then the wrong bookkeeping on the same day is written off. When the bank transfer transaction is abnormal, such as communication timeout, the transaction initiator automatically or manually initiates the bank transfer reversal transaction and cancels the original transfer transaction. Offset is a remedy for users to deduct money from bank card accounts when making bank transfer or cash withdrawal transactions, which is called offset in the professional terminology of banks. In fact, it is the process that the banking system mistakenly deducts the amount in the user's bank card and then returns the amount to the user's bank card. The other party here has already received the money. The original prepaid amount will be transferred to the agent's account!

1.ch not ch not ng zhè ng is a remedial measure taken when the system thinks that the transaction may fail. That is, a transaction has been marked as successful at the terminal, but the accounting transaction package sent to the host did not receive a response, that is, the terminal transaction timed out, so it is uncertain whether the transaction was successfully completed at the host. In order to ensure the interests of users, the terminal sends a request to cancel the transaction to the host again. If the host has successfully traded, the transaction will be rolled back, otherwise it will not be processed, and then the processing result will be returned to the terminal.

2. Banks are financial institutions that absorb public deposits, issue loans, handle settlement and other businesses. Most banks implement a partial reserve system, allowing banks to deposit a certain proportion of reserves in the central bank and use the remaining funds for loans and other businesses. When banks issue loans, they will naturally issue new deposits, which makes banks have the ability to create money. Banks play an important role in the financial system and have a great influence on the financial stability of a country and even the world. They are usually subject to strict supervision by financial management authorities in various countries. In addition to meeting the different regulatory rules of financial regulatory authorities in different countries or regions, banks generally have to follow the minimum capital requirements based on the Basel Accord.