Can I check personal credit information on my mobile phone?

The ways to query personal credit records on mobile phones are as follows:

1, SMS query:

Personal account has been officially registered in the credit information center. Users can use the registered mobile phone number to edit the short message content "cx registered user name" and send it to "106980008899". After successful sending, you can receive a credit reminder on your mobile phone after waiting for 24 hours.

2, mobile browser query:

Users can access the website of China People's Bank Credit Information Center in the mobile phone browsing box, select the Internet personal credit information service platform on the home page, and then log in to their personal accounts, after which they can query online.

If you have overdue records online, or have loan records from multiple platforms, your records will be subject to big data risk control. When your credit application is rejected frequently, even your garden will be closed. If there is a black exception in big data. You can get your own big data and credit status by looking at the pictures.

1. Personal credit investigation refers to the activities of a legally established personal credit investigation agency to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users. Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting out the information collected according to law.

As of 20 15, the database contains 870 million natural persons, of whom 370 million have credit records.

2065438+May 2009, new personal credit information was officially released, and the length and fineness of credit information will be further improved.

The Measures for the Administration of Credit Information Business, adopted at the 9th executive meeting of the People's Bank of China on September 30th, 2002/KLOC-0, is hereby promulgated and shall come into force as of June 30th, 2022.

2. Credit report

At present, it is mainly used in various consumer credit businesses of banks. With the continuous improvement of the social credit system, credit reports will be more widely used in commercial credit sales, credit transactions, recruitment and job hunting and other fields. In addition, the personal credit report also provides a way for inquirers to examine and standardize their own credit history behavior, and forms a verification mechanism of personal credit information.

3. Credit information

(1). Personal basic information that identifies an individual and reflects his family and occupation;

2. Personal credit information formed by the credit relationship between individuals and financial institutions or housing provident fund management centers;

(3) Personal credit purchase and payment information formed by personal credit purchase relationship with commercial institutions and public utility service institutions;

(4) Public record information related to personal credit formed by administrative organs, executive organs of administrative affairs and judicial organs in the process of exercising their functions and powers;

⑤. Other information related to personal credit.

Operating environment: apple 12, iOS 14, and browser V 10.0. 1 054.