China's cash cow-how to land the endowment insurance?

Dear, the way to get the expected annualized income depends on the project.

The products in Project 65438 +0 ~ 2 are investment-linked insurance products, and the expected annualized rate of return is 7%*. Customers will get benefits by applying for surrender (there is no handling fee for surrender after one year of insurance), and consult the official Wangwang of Guohua Life Insurance for surrender.

The third phase of the project can obtain a comprehensive annualized rate of return of 7% (refer to the rate of return of the previous three years). In the first three years after insurance, the annual dividend and cash income of the policy will be paid directly to your payment account in cash, without application. The cash value of the policy will be collected by applying for policy surrender after the third anniversary of the project investment; This policy can last for five years. In the fourth and fifth years, you can still enjoy the annual bonus of the policy (but you can no longer enjoy the cash income from entertainment activities). After the expiration of five years, you can receive the due survival insurance money. China Taibao Life Insurance will have a special person to inform and assist you to complete the collection of due survival insurance money.

The products in the fourth phase of the project are universal insurance products, and the historical annualized settlement rate is 6.5%. Customers get income by applying for surrender (there is no handling fee for surrender after one year of insurance), and consult the official Want Want of Guohua Life Insurance for surrender.

The insurance products in the fifth phase of this project are universal insurance products, with annualized settlement interest rate of 6.7% and cash-filled red envelopes's 0.3%. Please use the Alipay account at the time of purchase to log in to Guohua Life Insurance official website () for self-service. When cash-filled red envelopes purchases insurance products within 15 working days after your insurance contract comes into effect, it will send a cash bonus equivalent to 0.3% of your insured principal to Alipay account. Those who surrender before 10 will not receive cash reward.

The insurance products in the sixth phase of the project are universal insurance products, with an expected annualized rate of return of 6%. Users who have purchased the sixth entertainment treasure have already purchased the treasure on Taobao. Click the "Redeem" button in the "Order Details" to apply for surrender or partial collection online. Online customer service 8: 00-21:30,95300 customer service hotline is at your service 7*24 hours; There is a hesitation period of 15 days after the policy takes effect, and there is no charge for surrender during the hesitation period. There is a 2% handling fee for collection or surrender within 180 days (inclusive) after the hesitation period, and there is no handling fee for surrender after 180 days.

The insurance products in Project 7-8 are universal insurance products with an expected annualized rate of return of 6%. Please use the Alipay account at the time of purchase to log in to Guohua Life Insurance official website (), click "View Policy" to check the income online, collect/surrender online, and online customer service and 95549 hotline will serve you 24 hours a day. There is a hesitation period of 10 days after the policy comes into effect, and there is no charge for surrender during the hesitation period. A handling fee of 1% will be charged for collection or surrender within 180 days (inclusive) from the effective date of the contract, and the refund premium will be exempted after 180 days.

The insurance products in the ninth phase of the project are Huaxia cash cow old-age security (universal type, type A) provided by Huaxia Insurance. This product is universal insurance, and the expected annualized rate of return is 7. 1%. The funds in this universal insurance account are mainly invested in fixed income assets and other financial assets. After purchase, you can log on to Huaxia Insurance website, use the insured's mobile phone number to obtain the dynamic verification code, and log on to the website with the verification code given in the short message to query "My Policy". If the product is surrendered after one year, there is no handling fee, and you can get back the principal+income. If you surrender within one year, you will be deducted (principal+income) *4% handling fee.

For entertainment rights, please refer to the announcement on the related pages of Entertainment Bao. You can know the relevant information about participating in rights and interests activities through any platform, such as Entertainment Bao mobile phone client, Entertainment Bao Sina official Weibo, Alipay wallet Entertainment Bao public account, Entertainment Bao public account and Tao Wei Entertainment Bao public account.

Description of surrender time: As it takes some time to process the asset data of the insurance company, if parents want to surrender, they need to carry out the above steps on the second day after placing the order.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.