What should I do if I encounter illegal collection?

Legal analysis: In case of illegal collection, if it is serious, choose to report it. You can appeal to China Internet Finance Reporting Information Platform. If there are indeed violations of laws and regulations, you can submit a real-name report on this platform. You can also call the police directly. Note that whether it is a complaint or an alarm, you need to keep clues and materials such as screenshots of SMS or phone recordings in advance.

Legal basis: Criminal Law of People's Republic of China (PRC).

Article 293 Whoever commits one of the following acts of provoking troubles and disrupting social order shall be sentenced to fixed-term imprisonment of not more than five years, criminal detention or public surveillance: (1) beating others at will, if the circumstances are bad; (two) chasing, intercepting, insulting or intimidating others, and the circumstances are bad; (three) extortion or arbitrary damage, occupation of public or private property, if the circumstances are serious; (four) in public places, causing serious disorder in public places. Whoever gathers people for many times to commit the acts mentioned in the preceding paragraph and seriously undermines social order shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years and may also be fined.

Article 293-1 In any of the following circumstances, illegal debts such as high-interest loans shall be collected. If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined: (1) using violence or coercion; (2) restricting the personal freedom of others or intruding into others' houses; (3) Threatening, stalking or harassing others.