What if the postal bank card is frozen?

Postal services can lift the suspension of off-counter transactions in the following ways:

1. First, open the mobile banking software and click "Bank Card" in the "My" interface;

2. Find and click to enter the bank card interface to be operated, and click "Account Information" in the "Bank Card Management" interface;

3. In the "Account Management" interface, click "Cancel the suspension of non-counter business";

4. You need to verify the corresponding mobile phone number and then enter the payment password to verify your identity;

5. After all the verifications pass, the operation can be successful.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.0.5

Extended data:

1. What is a restricted OTC transaction with bank cards?

The over-the-counter transaction of bank cards is restricted, which means that the over-the-counter transaction function of bank cards is restricted, and cardholders can only handle related business at the counter, while ATMs and online banking cannot operate.

Second, banks will not restrict OTC transactions for no reason. It must be because the abnormal transaction of the cardholder triggered the bank's risk control system that it was restricted from OTC trading. Generally speaking, in addition to sleeping households, the following situations will also be restricted from over-the-counter trading:

1, incomplete information

The information filled in when handling the savings card is incomplete, which limits the over-the-counter transaction!

2. The ID card has expired.

If the ID card expires, it must be reissued in time, and then all bank cards and software should be updated in time, otherwise it will definitely affect the use!

Step 3 brush the bill

Banks prohibit arbitrage of savings cards. Therefore, this daily transaction of savings cards will naturally lead to the risk control of banks and be restricted from over-the-counter transactions.

4. settlement card

In fact, this generally appears in the industry of card-raising intermediary, and normal card-reversing customers will not have any problems. Many old railway operators are worried that if I keep all the cards myself and record the 10-20 transaction, will there be risks? In fact, this risk is very small. Many old railways spend 3-5 minutes to swipe more than 65,438+00 cards, and then swipe more than 65,438+00 receipts. It makes no difference!

5. Proportion of investment

Some time ago, the bank also issued an announcement to restrict bitcoin transactions. If your investment record is too frequent, it will also attract the attention of the bank. However, financial friends, don't worry, this situation is rare!