I just received a text message saying: your provident fund account has an annual interest settlement of xx yuan. What happened?

The provident fund will pay the interest from July of the previous year to June 30th of this year at a certain interest rate in July each year. The specific regulations vary from place to place. Now take Guangxi as an example.

During the interest settlement period, the management center suspended the deposit of housing provident fund and personal housing loan business, and resumed it on July 4. It is reported that in July last year, housing provident fund deposits settled interest at the prescribed interest rate and automatically transferred from the interest settlement date. After interest settlement, the interest is transferred to the principal of employee housing provident fund in the previous year.

After July 1 1, all deposit units can log on to the website of the management center in time to inquire, and sign the Housing Provident Fund Interest List and the Personal Annual Interest Settlement List in the relevant business departments and management departments of the management center. Employees of the company can also check the deposit and interest settlement information of individual housing provident fund at various service outlets, login management center website or mobile APP after July 1 1; Employees who have applied for the joint housing provident fund card can also hold the joint housing provident fund card to inquire at the self-service terminal of the issuing bank.

Extended data:

Use of the Provident Fund:

First, buy a house.

1. If you don't have a loan to buy a house, you can withdraw the provident fund at one time;

2. Commercial loans can draw provident fund for down payment;

3, commercial loans to buy a house can be withdrawn from the provident fund to repay the principal and interest;

4, provident fund (portfolio) loans to buy a house can be withdrawn from the provident fund to repay the principal and interest.

II. Newly built, rebuilt and overhauled houses

In rural collective land construction, renovation, overhaul of their own housing and the use of housing loans, employees and their spouses can apply for withdrawal of the amount of provident fund before the month of building approval (including the month), and the total withdrawal does not exceed the cost of building.

Third, renting a house.

1, use the provident fund to pay the rent of economic rental housing with rent or government rent subsidy;

2. Use the provident fund to pay the market rent.

Fourth, parents buy houses for their children.

1. If you buy a house yourself and don't use the housing loan, you can withdraw your parents' provident fund;

2. Use a personal housing loan from a commercial bank to purchase your own house, and you can withdraw your parents' provident fund after paying the down payment;

3. Buy your own house with a personal housing provident fund (portfolio) loan, and you can withdraw your parents' provident fund after paying the down payment.

Five, cancel the account to withdraw all the balance.

1, divorce or retirement;

2. agricultural registered permanent residence employees are over 60 years old and women are over 55 years old;

3. Settled abroad, Hong Kong, Macao and Taiwan;

4, completely lost the ability to work, most of the loss of ability to work or severe disability and terminate or terminate the labor relationship with the unit;

5. Persons receiving unemployment insurance benefits;

6, was sentenced to punishment, account out of the city, non city registered permanent residence workers and units to terminate or terminate the labor relationship;

7. The housing provident fund account has been transferred to the centralized storage account for 2 years or the labor relationship with the original unit has been terminated for 2 years;

8. If you work outside the administrative area of the city where you live, and build and deposit the housing provident fund locally, you can cancel your account and withdraw all the balance of the provident fund.

Six, into the extraction and use of low-income or poor people.

Workers are included in the minimum living guarantee or poverty relief scope for urban residents, and the employees themselves and their spouses can apply for withdrawal of housing provident fund, and the withdrawal amount shall not exceed the amount of housing provident fund before being included in the minimum living guarantee or poverty relief scope.

Seven, the treatment of major diseases

Family members (including employees, spouses and minor children) suffering from major illness or major surgery hospitalization, employees and their spouses can apply for withdrawal of housing provident fund, and the date of application should be within one year from the date of discharge, and the total withdrawal should not exceed the personal burden of hospitalization medical expenses.

Major diseases or major operations include: including myocardial infarction, uremia, leukemia, cirrhosis, aplastic anemia, rheumatic heart disease, cerebrovascular malformation, cerebrovascular accident, necrotizing intestinal obstruction, liver atrophy, severe combined trauma, severe electric injury, various cancer lesions, and major organ transplantation.

Coronary artery bypass grafting, heart valve surgery, aortic surgery, benign brain tumor, severe Alzheimer's disease, severe Parkinson's disease, severe burn, severe primary pulmonary hypertension and severe motor neuron disease.

People's Daily Online-Interest settlement of housing provident fund was suspended on June 30th and resumed on July 4th.

People's Network-the most comprehensive use of provident fund, do you know?