Can Qinhuangdao Hebei Bank defer repayment?

Yes.

Qinhuangdao Hebei Bank can defer repayment, but you must apply, otherwise it will be overdue.

Qinhuangdao (referred to as "Qin"), also known as: Gangcheng, Linyu. Qinhuangdao is located in North China, northeast of Hebei, and adjacent to the Bohai Sea in the south. Qinhuangdao is a prefecture-level city in Hebei Province. The city's land area is 7,802 square kilometers and its sea area is 1,805 square kilometers. As of 2019, the city has jurisdiction over 4 districts and 3 counties. As of 0:00 on November 1, 2020, the permanent population of Qinhuangdao City was 3,136,879. Qinhuangdao is known as a famous summer resort city in the world, a coastal city in China, a national comprehensive transportation hub, and one of the first coastal open cities in China. It is known as the "City of Wheel Manufacturing" and has the reputation of "City in Paradise". In May 2021, Qinhuangdao was rated as a third-tier city in the 2021 City Business Charm Ranking.