What should I do if I receive a real-name SMS?

In modern society, many people's information has been leaked. What if many people receive their names in the form of phone calls and text messages? Don't worry, judge the truth first!

Extension: What if I receive a reminder message with my own name?

If the borrower does have a loans overdue, the platform will send a reminder message. If the borrower is not overdue or has not used the platform loan, it is necessary to pay attention to the authenticity.

First of all, judging from the content of the short message, if the borrower owes XX yuan, it has been overdue for XX days. If you don't return, you will sue, and if you collect it at home, it is mostly false content. Because according to the regulations, it is illegal to collect money at home. If a lawsuit is filed, it is also a summons issued by the court.

If the borrower does apply for a loan, then the content of the normal collection message will basically have a corresponding template. The SMS will clearly indicate the amount owed by the borrower, the owed unit, overdue amount, overdue time, overdue penalty interest and so on. After receiving such a short message, the borrower must think about whether he has repaid the loan.

If you repay, you can call the platform customer service and ask if there is anything wrong. If you don't return it, it's mostly false news. If the SMS suffix allows the borrower to contact Director XX and Commissioner XX, it must be a fake SMS collection.

If someone uses the borrower's information to borrow money, the borrower need not panic. According to the regulations, the loan after personal information is stolen is invalid and does not need to be returned.