Is it true that Lv Xin Finance sends text messages?

No, Lv Xin Finance is an independent loan platform with no formal guarantee and low credibility. If the repayment of the loan platform is overdue, there is a special customer service staff to call for reminders, not to send text messages, so sending text messages is not true. Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date.