What does the cost of opening a bank card mean?

Card opening fee, also called account opening fee, generally refers to the fee charged for opening a bank savings card or debit card. Most banks charge five yuan for card opening, which is deducted together with the annual fee, only once. However, China UnionPay vigorously promotes the second-generation bank card, that is, the production cost of financial IC card is high, so the card opening fee ranges from 20-50 yuan.

Bank cards can be processed online or offline. To apply for a bank card online, you need to go to the corresponding bank in official website first, then choose the card to apply for, and finally fill it out according to the regulations.

To apply for a bank card offline, you need to bring valid certificates and mobile phones to the corresponding bank outlets, then take the number and wait in line for the bank to call.

Finally, it is only necessary to explain the bank card to the staff, then submit the ID card, fill in the bank card application form, and finally complete the process under the guidance of the staff.