Can rural social security cards save money?

Yes, provided that the social security card has financial function and the bank account has been opened. If the social security card has a financial function and a bank account is opened, then the social security card can be used as an ordinary bank card, which can not only save money, but also withdraw cash, and can also be used for credit card consumption and payment transfer.

First, how to activate the social security card

1. In reality, banks are very cautious about opening accounts. Generally, they ask me to bring my ID card to the bank in person. However, social security cards are uniformly formulated and issued by the Human Resources and Social Security Bureau. For convenience, banks usually open a wealth management account in advance, but this wealth management account is inactive. If users want to use it, they must take this social security card and ID card to the bank outlet on the card (Guilin Bank as shown above) to activate and modify the password. Only when the financial account is activated can they change their passwords.

Second, the benefits of social security card financial account

Many Mondays since 20 16, in order to prevent and put an end to telecom fraud, banks in China have launched Class I, Class II and Class III accounts. A person is only allowed to open an I account in the bank, which will bring some trouble to people with special needs. The bank account of social security card generally does not occupy the quota of Class I account, so the financial account using social security card is equivalent to having two Class I accounts in one bank at the same time. China Bank Social Security Card is a debit card with banking financial function issued by Bank of China and Ministry of Human Resources and Social Security, which is used in various business fields of labor and social security. It is not only a social security card, but also a bank card, one card and two households. A financial account has all the functions of a debit card of China Bank, with no restrictions on deposit, withdrawal, transfer and consumption. You can also invest and finance, pay all kinds of water and electricity fees, and enjoy omni-channel services such as online banking, mobile banking, ATM, self-service terminals and counters. The financial social security card is only used in China.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.